Loan Operations Senior Officer

1 week ago


Ho Chi Minh City, Ho Chi Minh, Vietnam Deutsche Bank Full time

Position Description

Position Specific Responsibilities and Accountabilities

Risk Management and Control

  • Proactively identifies operational risk and develop controls to manage and mitigate risk in partnership with the business.
  • Educates self about inherent operational risk to improve knowledge about industry standards, security and audit requirements. Escalates appropriately to manage risk.
  • Make recommendations for process improvement. Develop awareness of strategy, predict business changes, control challenges and drive strategic direction/solutions.
  • Prepare all exceptional items daily. Prepare and review Daily/Monthly/Quarterly/Yearly regional management reporting.

Key Responsibilities / Activities

Documentation

  • Preparing, perfecting, safekeeping, reviewing of offer letters and security documents.
  • Reviewing legal documents and liasing with legal counsel (offer letters and security agreements) to ensure that such documents are in line with the recommendation of internal/external legal.
  • Updating of LS2, Scanning and saving documents into the electronic database (dbloandoc).

Credit Limits and Account Conditions Management

  • Input, amendment, cancellation of limits in IDMS in accordance with standard limit handling procedures.

Monitoring Function

  • Ensuring timely monitoring of covenants in accordance with regional procedures.
  • Ensuring cashbased creditsare in compliance with guidelines and conducting collateral revaluation on a regular basis.
  • Monitoring compliance with local regulations related to loans, such as single/ group borrower limit, ceiling lending interest rate.
  • Tracking of customers' audited financial statements.
  • Maintaining and updating the central customer database (TOTPORT, Group Client).
  • Ensuring that incomplete documents are properly tracked and followedup.
  • Ensure Daily LS2 reports for Operations control and Work in progress is monitored/reviewed, commented and signed off.
  • Ensuring that all overdue items are escalated to the business and the regional operations.
  • Daily review of K+/LS2 reconciliation for Cash and economics in MIS. Ensuring breaks are actioned and escalated.
  • Review of daily LS2 limit reconciliation and Ledger reconciliation. Resolution and escalation where necessary
  • Ensure daily transactions be processed within TAT
  • Ensure any complaints from internal/ external customers is handled, followed up and escalated accordingly

Loans Funding and Client Service

  • Delivering excellent client service by responding to client queries, providing rates to clients based on Cost of funds and agreed margins. Escalating issues to business immediately.
  • Booking loans funding in K+ system based on client dealings and Relationship Managers advice regarding loan amount, loan tenor and loan interest.

Reporting

  • Submission of regulatory reports to the State Bank of Vietnam, State Bank Inspector, Credit Information Center.
  • Preparing and submitting accurate daily/ monthly / quarterly / yearly/ ad hoc reports to Regional Management and Global Head Office/ SVB/ CIC.

Audit/Controls

  • Maintaining proper and sufficient audit trails.
  • Resolving of any outstanding audit points without delay.
  • Ensuring compliance with Operational Risk Management, STARC, KOD.
  • Ensuring that there are no lapses or gaps in control

Cost Control

  • Maintain Cost Control in the approved budget.

Business Continuity Management (BCM)

  • Assisting BCM Coordinator of the department in the review of Business Recovery Plans (BRP), Walkthough and Testing.
  • Acting as alternate BCM coordinator.

Back-up Resource

  • Ensuring that adequate handover is given for backup staff in order to have proper operational cover during staff annual leave.
  • Support business and product expansion if applicable.

Others

  • Any responsibilities or tasks that may be assigned.

Experience/ Exposure

  • Strong interpersonal skills and a team player.
  • Should possess professional qualification.
  • Should communicate clearly, have good presentation skills.
  • Graduate, with minimum of 3 years of related experience
  • Have the capability of driving initiatives, projects, new developments.
  • Have a strong understanding of Compliance, Audit, Regulatory & operational risk, and related issues.
  • Selfdriven and keen on change for better mindset.
  • Good competence in written and spoken English and Vietnamese communication skills.
  • Posses good interpersonal skills.
  • Strong skills in Microsoft software packages (Word, Excel, PowerPoint, etc.).

Education/ Qualifications

  • Bachelor Degree in Banking, Finance, Economics, Business Administration.
Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop

  • Ho Chi Minh City, Ho Chi Minh, Vietnam công ty tài chính tnhh mtv shinhan việt nam Full time

    Job SummaryTaking part in auto loan project, handling auto loan underwriting, pre- approval and contract issuance process; ensuring loan is given in accordance to company policy.Key Roles & Responsibilities:Handling auto loan underwriting, pre- approval and contract issuance process; ensuring loan is given in accordance to company policy, including, but not...

  • Retail Loan Officer

    1 week ago


    Ho Chi Minh City, Ho Chi Minh, Vietnam Shinhan Bank Full time

    Work LocationHo Chi MinhJob LevelExperienced (Non - Manager)Job TypePermanentQualificationBachelorExperiences2 YearsSalaryNegotiableIndustryBanking, ConsultingDeadline to Apply31/03/2023Job Benefit: Insurance Travel opportunities Incentive bonus Health checkup Training & Development Salary review This role is responsible for performing verification,...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Mirae Asset Full time

    Nơi Làm Việc: Hồ Chí Minh (Quận 1)Cấp Bậc: Giám đốcHình Thức: Nhân viên chính thứcBằng Cấp:- Đại họcKinh Nghiệm: 8 NămMức Lương: Lương thỏa thuậnNgành nghề: Dịch vụ ngân hàng và Tài chính cá nhân, Ngân hàng, Ngân hàng giao dịch, Tài chính kế hoạch, Tài chính / Đầu tưPhòng Ban:...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Monroe Consulting Group Full time

    Chief Operation Officer:- Sector: Monroe Banking & Finance- Contact: Jane- Client: Monroe Consulting Group- Location: Ho Chi Minh City- Salary: Negotiable- Expiry Date: 21 May 2023- Job Ref: BBBH408792_ International award-winning executive recruitment expert Monroe Consulting Group is recruiting on behalf of a multinational consumer financial company.Our...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Shinhan Bank Full time

    Work Location Ho Chi MinhJob Level Experienced (Non - Manager)Job Type PermanentExperiences 3 YearsSalary NegotiableIndustry Accounting / Auditing / Tax, Banking, Customer Service, ConsultingJob Benefit: Insurance Travel opportunities Uniform Incentive bonus Health checkup Training & Development Salary review Annual Leave Sport Club Develop new product or...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Simpson Strong-Tie Full time

    DescriptionABOUT USFor more than 65 years, Simpson Strong-Tie has focused on creating structural products that help people build safer and stronger homes and buildings. Considered a leader in structural systems research, testing and innovation, Simpson Strong-Tie is one of the largest suppliers of structural building products in the world where we value all...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam RMIT VN Full time

    Overview: RMIT Vietnam, an entity of RMIT University, has campuses in Ho Chi Minh City and Hanoi 2001. We provide internationally recognised, high-quality, education and professional training for students, clients and the community, and assist in the development of human resources capability in Vietnam and the region by hosting students from Australia and...

  • Loan Admin

    1 week ago


    Ho Chi Minh City, Ho Chi Minh, Vietnam Công ty TNHH MC&T Việt Nam Full time

    We are currently seeking Loan Admins to join Vietnam office of MC&T Financial Solutions. MC&T Financial Solutions is a boutique mortgage broker based in Melbourne, Australia. We are a dynamic and successful mortgage brokerage firm with a proven track record of helping clients secure the financing they need for their dream homes. We are looking to expand our...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam UOB Vietnam Full time

    About UOBUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Ngân Hàng Đại Chúng TNHH Kasikornbank – Chi Nhánh Thành Phố Hồ Chí Minh Full time

    Mô tả công việc:(Mức lương: Thỏa thuận)"NEW JOB, NEW LIFE, NEW GOALS"Join us to discover the wonderful life at KASIKORNBANK (KBANK)Top reasons to work at KASIKORNBANK:Competitive remuneration and performance incentives Comprehensive medical, insurance, or social security coverage Worldclass workspaces Engaging activities and recognition...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam AIP Foundation Full time

    VACANCY ANNOUNCEMENT:HR AND ADMINISTRATION SENIOR OFFICERAIP FOUNDATIONWHO WE ARE 50 passionate humans making the world a better place An inclusive and womenled nonprofit A blend of local and international employees implementing programs in Vietnam, Cambodia, and Thailand.HR & ADMINISTRATION SENIOR OFFICERDuty station: Ho Chi Minh City, VietnamStatus:...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Citi Full time

    At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments, or institutions - to help them...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Deutsche Bank Full time

    Position DescriptionVietnam Branch Operations is looking for a Payment Processing Senior Officer.The Payments Processing Senior Officer is responsible for the accurate and timely processing of all types of payments domestically or overseas. This includes the processing of time-critical, complex transactions on behalf of the Bank's internal and external...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Aloha Consulting Group Full time

    Building and implementing business strategies and action plans to meet customer development and commercial objectives for all business units under his or her supervision nationally, including but not limited to online and offline ELT and adjacency activities Ensuring the best possible client experience and effective corporate processes. For all business...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam UOB Vietnam Full time

    About UOBUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Fe Credit Full time

    Phúc Lợi: Bảo hiểm Du Lịch Phụ cấp Thưởng Chăm sóc sức khỏe- Đào tạo Tăng lương Công tác phí Phụ cấp thâm niên Chế độ nghỉ phépMô Tả Công Việc: Analyze and keep tracking of POS loan products (consumer durables and two wheeler loan) performance, provide adhoc reports, research data to the Managers and...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Trusting Social Full time

    Mô tả công việc:(Mức lương: Thỏa thuận)We are seeking a dynamic Senior Manager/Associate Director of Operations to lead our supporting teams, including Finance, Procurement, HR, Legal, Office Admin, and Reconciliation. As the Director of Back Office Operations, you will be responsible for ensuring that all teams work seamlessly together to...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Ngân Hàng Đại Chúng TNHH Kasikornbank – Chi Nhánh Thành Phố Hồ Chí Minh Full time

    **Mô tả công việc**:(Mức lương: Thỏa thuận):Composing Loan Documentation and checking Legal Documents of Customers.Manage the limit set up, loan disbursement process, collection and ensure timely and efficiently.Monitor loan accounts and ensure timely repayments.Maintain accurate records and documentation of loan transactions.Follow up with RM...


  • Ho Chi Minh City, Ho Chi Minh, Vietnam Citi Full time

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...

  • Senior Operations

    1 week ago


    Ho Chi Minh City, Ho Chi Minh, Vietnam Adecco Full time

    Job summary:An excellent Senior Operations & Facilities Manager role is now available in an international school based in Ho Chi Minh city.This Senior Operations & Facilities Manager is to focus on providing strategic leadership and operational management of all properties, buildings and infrastructure assetsResponsibilities:Operations & Facilities Services...