Risk Monitoring, Business Banking

7 days ago


Ho Chi Minh City, Vietnam UOB Vietnam Full time

**About UOB**

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**

The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.

**Responsibilities**:
**_Risk Monitoring _**
- Perform exception reviews, restructuring and / or portfolio reviews.
- Facilitate monthly Tripartite and Account Strategy Review sessions with Credit Approval, Credit Management & RM teams.
- Perform pro-active scan of portfolio health and external environment for pre-emptive portfolio action.

**_Delinquency and NPL Management _**
- Engage with Credit Management to perform monthly NPL and Impairment Loss forecast
- Benchmark credit performance against market / competitors.

**_Risk Assurance _**
- Ensure overdue exception reviews are within threshold of 5% and review of high intensity accounts are discussed at Account Strategy Review session on a timely basis.

**_Others_**
- Perform ad hoc tasks or projects when assigned.

**Job Requirements**

**_Mandatory:_**
- Bachelor or equivalent degree holder
- Experience in small business or consumer lending with minimum five years of credit experience
- Proficient in credit reviews and restructuring
- Proficient in microsoft office (excel, word and powerpoint)

**_Preferred: Data Analysis (SQL, Python)_**

**_Essential (Technical Skills)_**

**Be a part of UOB Family



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