Lending/credit Card Product Owner

11 hours ago


Ho Chi Minh City, Vietnam Galaxy FinX Full time

**Lending/Credit Card Product Owner (Manager Level)**:
Galaxy FinX
- Ứng Tuyển

Business Analyst Product Manager
- Đăng nhập để xem mức lương
- PV Gas Tower, 673 Nguyen Huu Tho, Phuoc Kien Ward, Nha Be, Ho Chi Minh- Xem bản đồ- Tại văn phòng- 3 giờ trước

**3 Lý Do Để Gia Nhập Công Ty**:

- Driving sustainable impact
- Providing exciting opportunities for personal grow
- Shaping a creative and open work environment

**Mô Tả Công Việc**:
FinX aims to build a digital financial product that will deliver on the promise of simplicity, technological advancement, and superior customer products & services for millions of people in Vietnam.
We’re looking for a Product Owner for Lending who has an exceptional user-centric consumer product approach and digital lending experience. You will be a part of passionate Product team, working to deliver the launch of not only cash loan but also the credit line products.
This position requires a visionary that can translate business requirements into an exceptional customer-focused and digital solution in terms of technical aspect. We’re seeking a dedicated, disciplined professional who has a-build-experience and who excels in a team environment. Strong background of setting up the product from crash and its technical execution.
- Responsibilities
- Collaborate with Product Lead to define product road map, business requirements, product USP and CVP for full-cycle ownership of products from design to release and maintain
- Execute the business strategy, product strategy, and value propositions of the products and services
- Collaborate with Domain architecture & Solution architect team to understand the eco systems, lending end to end orchestration and functional diagrams, for example: Loan origination system, loan management system, core banking system, decision engine, underwriting and back-office systems
- Collaborate with UXUI team to establish the best customer journey designs across the product life cycle
- Participate in business meetings with stakeholders (led by Product lead) to brainstorm and align on product processes
- Collaborate with Domain architect and Technical lead to align on the technical description in all user stories
- Establish the user stories, acceptance criteria, process diagrams, workflows and manage the backlog of the products, including loan origination journey, loan repayment journey, underwriting and decision
- Attend the scrum meetings and proactively owner and explain the product requirements and delivery expectations in all scrum meetings; Explain the essentials of product features and requirements to ensure that engineering understands the value of our offerings, user stories and product back logs
- Lead the discussion and meeting with related vendors & stakeholders in order to get things done
- Take full responsibility for specific releases of the products and services, ensure that they fulfill customers’ needs and are delivered in financial grade quality
- Research and alignment of specifications for new features, as well as enhancement of existing ones
- Bench-marking of own product portfolio against competitive products and industry standards
- Conceptual design, research, and specification of entirely new features and functions
- Define product and service requirements aligned to the road map
- Keep up to date with the fin-tech industry trends to allow for a state-of-the-art product and feature design
- Identify and evaluate new product features
- Conduct feasibility studies and development estimates
- Establish the functional and end to end test cases
- Develop analytical tools and KPIs covering and monitoring product and feature performance.

**Yêu Cầu Công Việc**:

- Bachelor’s degree in Finance and Banking sector
- Minimum 4 years of experience with cash loan/credit card products in banks and consumer finance, with a good understanding of the cash loan/credit card regulations and market practices
- Experience in digital lending is a strong advantage
- Experience with Loan origination and loan/credit card management system processing, account processing (core banking)
- Understand cash loan/credit card execution process
- A natural digital junkie who keeps abreast of the latest digital trends
- Strong start up and get thing done mindset
- Proven ability to deal with ambiguous situations
- Ability to manage complex projects with a diverse range of stakeholders including Domain architect, Solution architect, Engineering, Operations, Data, Risk
- Strong sense of business objectives
- Ability to think in a customer-centric approach while equally being able to pivot around new ideas in an agile way-of-working.
- Strong communication, problem solving and analytical skills, and ability to influence, coach and train others
- Ability to anticipate, act proactively, and work both autonomously and as a team player. Includes ability to work with multiple stakeholders and build relationships a


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