Credit Monitoring
2 weeks ago
**Description**:
Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors.
And here at Funding Societies | Modalku we live by our core values GETFS:
- Grow Relentlessly: Strive to become our best, most authentic selves.
- Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
- Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
- Focus on Impact: Create impact through bias for action and tangible results.
- Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
**About the Role**:
Funding Societies Vietnam is looking for a qualified Credit Monitoring & Recovery Executive performing day-to-day operational management activities in order to provide to internal stakeholders with critical support and ensure all borrowers meet the disciplines as well as remain a healthy portfolio for Vietnam.
**What you will need**:
- Liaison with each of credit, sales, legal, Ops team to certify that all Borrower conditions subsequent (CS) have been met post to disbursement
- Be the Company’s initial contact point with Borrowers to resolve loans past due (from DPD+7)
- Follow the internal portfolio system, payment schedule to make the action plan for an efficient recovery.
- Do personally visit the borrower periodically or unexpectedly.
- Coordinate with other related teams/stakeholders to standardize and improve systems, procedures and templates to ensure the most effective work flow
- Other tasks assigned by line manager
**Requirements**:
**What you will need**:
- A minimum of 2 years’ experience in finance, underwriting or related fields
- Background in Fintech or Banking or Finance Companies is a plus
- Having experience of **financial under writing (credit), collection activities.**
- Advanced Microsoft Office skills, especially Excel and Word
- Strong English skills, communication skills and organizational skills
- Analytical and detail oriented
- Flexibility to support other teams when required
- Ability to work in a multicultural team, high pressure and outside of business hours when necessary
**Benefits**:
- Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
- Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
- Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
- Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit
- Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity
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