Credit Manager
6 months ago
Ho Chi Minh
Vietnam
Finance, Accounting, Audit
**Your Responsibilities**
- Credit risk and collections management in Vietnam and Cambodia
- Recommend and approve credit limits, payment terms, block releases, and risk mitigation measures through credit insurance, guarantees, financial statement analyses, competitive analyses, projection of business volumes, payment performance and trade references
- Engage business partners in discussions on credit and collection issues and evaluate business case to decide on exceptional credit approvals
- Review and structure AR factoring solutions to improve working capital and mitigate credit risk while meeting business needs
- Manage and drive AR results
- Administer credit insurance policy
- Recover bad debts through credit insurance claims, bank/corporate guarantees, collaterals, payment plans
- Work closely with stakeholders such as Commercial, Legal, Operations, Treasury and Finance to resolve credit and collection issues
- Lead initiatives on portfolio integration, formulate processes to satisfy integration requirements, and set measurements to monitor success of integration
- Represent regional credit centre and participate in corporate initiatives and system implementation projects
- Identify gaps in processes, recommend and manage initiatives to improve credit operational efficiency
- Perform regular reviews on customers, markets and countries
- Conduct customer visits when necessary to resolve credit issues and establish relationship
- Lead and drive performance of direct reporting employees
- Ad-hoc responsibilities as assigned
**Your Profile**
- Bachelor’s degree or equivalent in accounting, finance or related discipline
- Min 8 years of credit analysis and collections management experience in a commodity trading/manufacturing MNC or a bank
- Ability to work in a multi-cultural environment and liaise with various groups and management levels
- Ability to communicate fluently in English language
- Committed, independent, analytical, meticulous, mature and effective team player
- Strong communication, presentation, leadership, critical thinking and interpersonal skills
- Receptive to changes in responsibilities from time-to-time and willing to accept new challenges
- People management experience is a bonus
- Open to after-office hours conference calls when required
- Open to travelling when required
**#IncludingYou**
Diversity, equity, inclusion and belonging are cornerstones of ADM’s efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.
For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here: Diversity, Equity and Inclusion | ADM.
**About ADM**
**Req/Job ID**
86611BR
LI-Onsite
**Ref ID**
LI-POST
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