Head of Product and Business Development Division

1 week ago


Ho Chi Minh City, Ho Chi Minh, Vietnam NavigosSearch Full time

What We Can Offer:

  • 13th salary
  • Insurance
  • Devise and implement strategies, plans for the design, maintenance and development of financial products, including but not limited to credit cards, consumer loans to ensure the best customer lifetime experience and the effectiveness of products portfolio, expressed through metrics including but not limited to ENR, TOI, PBT and NPL besides drivers of these metrics like Utilization Rate, portfolio yields, loyalty and customer satisfaction etc.
  • Propose & implement new business initiatives, driving consumer financial product strategy development including but not limited to credit cards & consumer loans that attract and engage target segment.
  • Closely monitor all performance aspects of existing products (including, but not limited to, revenue drivers, cost drivers, credit performance and operational performance indicators) to drive & grow all key business vectors such as ENR, TOI, PBT.
  • Manage strategy for distribution channels as well as Merchant Acquiring to provide holistic propositions to customers at one end and drive profitability for the company at the other end.
  • Create and implement Customer Life Cycle Management programs for ensuring optimal profitability of the products portfolio in terms of usage, loyalty and retention. Launch digital acquisition, usage and rewards program in line with the emerging technological as well as customer segment's behavioral trends.
  • Consult and/or give corrective actions to ensures achievement of targeted product parameters in new sales and portfolio overall through cooperation with Risk, Finance, Legal, Operations, Analytics, Collections, Sales and IT.

Job Requirements:

  • Consult and/or give corrective actions to ensures achievement of targeted product parameters in new sales and portfolio overall through cooperation with Risk, Finance, Legal, Operations, Analytics, Collections, Sales and IT.
  • A minimum of 15 years of relevant experience in Banking and Financial industry with a strong background in cards, payment industry and financial products. Should have managed very large teams in a multicultural environment. Prior
experience in large MNC banks such as Citibank, HSBC, Standard Chartered, ANZ etc is a must. Multi geography experience of working across different cultures and countries and delivering is critical.

  • Have an indepth understanding of card business & financial products, digital payments and merchant acquiring business

Job Locations:

  • Ho Chi Minh

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