Cfo - Finance Officer - Associate

**CFO - Finance Officer - Associate**:
**Job ID**:R0393113

**Full/Part-Time**:Full-time

**Regular/Temporary**:Regular

**Listed**:2025-06-18

**Location**:Ho Chi Minh

**Position Overview**:
**Details of the Division and Team**:
The position is expected to
- Prepare, own, and present the Financial Statements for Local Reporting as well as the Management Accounts to multiple stakeholders (Country and Business Management, other Infrastructure Functions, Auditors, and Regulators).
- Responsible for tax reporting including monthly and annually tax returns together with the supporting of TP documentations.
- Actively engage in the management of changes in the Financial and Regulatory Reporting Environment
- Liaise with other functions of the bank as well as internal and external service providers in both the run
- and change the
- bank contexts
- Design, implement, and execute adequate controls on Financial and Regulatory Reporting
- Respond to Business and Regulatory ad-hoc requests, industry surveys etc. as and when required

**What we will offer you**:
A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

**You can expect**:

- Insurance coverage for employees and direct family members (spouse and children)
- Good benefit in sick leave (max 6 days of sick leave per year with no document submission requirement
- Gender Neutral Parental Leave
- Flexible working arrangements

**Your key responsibilities**:
**Reporting**
- Prepare and review / validate regular and ad-hoc reports to the State Bank of Vietnam (SBV) and other local
- regulators and participate in Industry Surveys
- Prepare regular Financial Statements including review of audited Financial Statements prepared by external
- auditors
- Prepare regular tax reports including coordinating with Tax advisors in annual tax review process for annual returns.
- Validate and review Group Reports per International Financial Reporting Standards (IFRS) as well as Parent
- Company (German) Accounting Principles prepared by Nearshore Operations team.
- Calculate local prudential ratios to be provided to business for daily prudential ratios management as well as for
- reporting to SBV
- Develop, implement, and monitor key financial ratios on Financial Resources, Revenues, and Costs.
- Support the Treasury Function with Asset
- and Liability Management as well as ad-hoc requests

**Analysis and Decision Support**
- Prepare, review and present Financial, Regulatory, Tax and Management Reports
- Analyse movements and outliers in Financial, Regulatory, Tax and Management Information and provide
- meaningful and insightful commentary
- Manage compliance with the local taxation regime
- Analyse changes in local regulator/ tax requirements and their impact to the Bank’s Reporting environment, liaise
- with various stakeholders on the change implementation
- Actively engage in the Franchise‘s business plans and forecasts (financial highlights / key figures)
- Liaise with Auditors and SBV Inspectors as and when required
- Monitor financial performance, analyse variances versus Plan / Forecast (Financial Resources, Revenues, Costs)
- and track compliance with Regulatory Ratios and Limits including stressed scenarios
- Identify and categorise key risks / potential issues from Finance / local tax perspective in association with a new
- product / activity (NPA)
- Assist business / other infrastructure departments to understand the accounting / taxation requirements for any
- proposed activity or new product
- Conduct Market and Statistical analyses

**Control tasks**
- Manage the internal control environment on Financial Statements and Processes including Balance Sheet
- Substantiation and adherence to the Sarbanes-Oxley framework
- Monitor the service quality of outsourced services on Group Financial reporting & other tasks.
- Maintain Key Operating Procedures (KOPs) as and when required

**Your skills and experience**:

- Degree in Business and / or Finance.
- Accounting Qualification such as CPA, ACA, ACCA preferable
- Minimum 7 years post qualified experience in a Finance, Control, MIS, budgeting and planning or other Analytical areas
- Excellent knowledge of the Local Regulatory Environment, Local GAAP, Tax as well as IFRS
- Strong understanding of financial products especially trading products, proven experience in market and/or credit
- risk, control environments, accounting practice and disclosure;
- Hands-on experience in spreadsheets and database management as well as Business Applications such as SAP R/3 and Business Objects;
- Good knowledge on ALCO matters;
- Strong communication skills in English and Vietnamese
- Excellent Team Player

**How we’ll support you**:

- Flexible working to assist you balance your personal priorities
- Coaching and support