Senior Officer, Retail Banking
2 months ago
4 Apr 2024**Senior Officer, Retail Banking (40001006)**:
- Category: Retail Banking Group- Job Type:
- Facility: Retail Banking**Mô tả công việc**:
- Tìm kiếm và phát triển danh mục khách hàng có nhu cầu sử dụng sản phẩm hoặc các loại hình dịch vụ của ngân hàng
- Tư vấn và cung cấp các sản phẩm vay thế chấp (Bất động sản, Ô tô, ) và Bảo hiểm nhân thị
- Thẩm định khách hàng có nhu cầu vay vốn để đảm bảo quyền lợi cho ngân hàng. Thẩm định dựa trên các tiêu chuẩn như uy tín, khả năng tài chính, tình hình kinh doanh, khả năng trả nợ gốc và lãi vay, tài sản đảm bảo nợ vay,....
- Phối hợp với các bộ phận liên quan hỗ trợ khách hàng sau giải ngân; kiểm soát sau vay và xử lý nợ
- Tiếp nhận ý kiến của khách hàng về sản phẩm, quy trình, dịch vụ, chính sách... để có khuyến nghị đối với các bộ phận chính sách
- Hoàn thành trên 100% chỉ tiêu lãnh đạo giao cho
- Quản lý danh mục khách hàng có dư nợ từ 10 - 50 tỷ
**Yêu cầu ứng viên**:
- Tốt nghiệp Đại học chuyên ngành: Kinh tế, Tài chính ngân hàng; hoặc các ngành có liên quan....
- Có 2 năm kinh nghiệm ở vị trí tương đương tại các tổ chức Ngân hàng, Tài chính, Bất động sản,
- Có kỹ năng giao tiếp và tư vấn bán hàng tốt, kĩ năng xây dựng mối quan hệ với khách hàng
- Khả năng học hỏi và nắm bắt nhanh, chịu được áp lực công việc cao
**Quyền lợi**:
- Lương cứng từ: 15.000.000 VNĐ/ Tháng + Thưởng kinh doanh
- Được tham gia khóa đào tạo bài bản trước khi bắt đầu làm việc chính thức. Thường xuyên được tài trợ tham gia các khóa học nghiệp vụ chuyên nghiệp của Techcombank.
- Được cung cấp và khai thác khách hàng hiện hữu của Techcombank
- Nhân referral khách hàng từ Teller, RBO
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