Card Operation Process Center

3 months ago

Thành phố Hồ Chí Minh, Vietnam UOB Vietnam Full time

**About UOB**:
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**:
The Technology and Operations function is comprised of five teams of specialists with distinct capabilities: business partnership, technology, operations, risk governance and planning support and services. We work closely together to harness the power of technology to support our physical and digital banking services and operations. This includes developing, centralising and standardising technology systems as well as banking operations in Singapore and overseas branches.

**Responsibilities**:

- Payment and Settlement: operate and Reconcile Credit & Debit Card, and Loan payment. Investigate and solve payment failure/issue. Follow to update related payment regulatory required by SBV, Visa, Mastercard to ensure fulfillment. Prepare relevant regulatory reports.
- Card Support: perform Card account creation and maintenance. Maintain Financial and Non-financial data. Create Card Account. Process Balance transfer, EPP enrollment. Process Card redemption request. Process Personal Loan Stamp Duty Payment and Stamping.
- Chargeback management: perform disputed transaction resolution with Merchant Acquirer banks. Perform recovery of Fraudulent disputed transactions with Merchant Acquirer banks. Provide comprehensive disputed transaction reports for analysis and improvement. Proactively update new regular, requirement requested by SVB, Visa, Mastercard to enhance system, process to ensure fulfillment.
- Risk and control: manage risk & controls of Processes for the Centre. Prepare Risk, Compliance & MIS Reports. Perform COPC Independent Reviewer on Outsourced Vendor.

**Job Requirements**:

- University degree (BA) required.
- At least having 3-5 year experiences in Card and Unsecured Lending Operations via Payment/Banking/Fintech organizations (Card/Loan onboarding, maintenance, Visa-Mastercard-Napas card fraud/dispute/chargeback, payment and settlement, regulatory reports preparation,).
- Vendor performance management and process new and renewal contract.
- Good at communication, negotiation, problem-solving, project management.
- Visio, Macro skill for SOP and EUC creation is an advance.

**Be a part of UOB Family**:

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