project housing loan development manager

2 weeks ago

Ho Chi Minh City, Ho Chi Minh, Vietnam Shinhan Bank Full time ₫10,000,000 - ₫30,000,000 per year

Work Location Ho Chi Minh

Job Level Manager

Job Type Permanent

Qualification Bachelor

Experiences 5 Years

Salary Negotiable

Industry Banking

Deadline to Apply 31/01/2026

Job Description

Overview

  • To response for leading the development, implementation, and performance management of the nationwide Project Housing Loan portfolio for retail customers.
  • To oversee product strategy, project analysis, partnership management with real estate developers, and cross-functional coordination to deliver competitive products and sales tools that drive business growth and compliance.
  • To drive innovation in lending products and ensuring alignment with market needs and company strategy.

Product Strategy and Development

  • Lead the end-to-end development of project housing loan products — from market research, product design, pricing, to launch and performance tracking.
  • Analyze market trends, customer insights, and competitor offerings to maintain product competitiveness.
  • Define and manage product features, credit policies, and pricing frameworks in collaboration with Risk, Operations, and Compliance teams.
  • Drive digital and automation initiatives to simplify processes and enhance customer experience.

Real Estate Project Analysis

  • Conduct comprehensive analysis of real estate projects — including legal, financial, progress, and developer reputation aspects.
  • Evaluate project feasibility and risk-return balance for cooperation approval.
  • Maintain and update the approved project portfolio with regular performance review.

Business Development and Partnerships

  • Establish and strengthen strategic partnerships with major real estate developers and agencies.
  • Directly negotiate cooperation agreements to support project loan distribution.
  • Develop project-specific business plans and drive implementation with sales and branch networks.

Business & Performance Management

  • Monitor sales performance, loan quality, and profitability; propose corrective actions.
  • Develop business plans for project-based sales and track achievement.
  • Ensure all activities adhere to legal, regulatory, and internal policies.
Job Requirement

Education:

  • Bachelor's or higher degree in Finance, Banking, Economics, or Business Administration.

Experience:

  • Minimum 5 years of experience in mortgage lending, product development, or real estate finance.
  • Experience working with real estate developers or in project-based lending (project analysis and partnership negotiation).
  • Preference will be given who has close network/relationship with large developers.
  • At least 1 years in a supervisory or managerial role.

Skills:

  • Strategic planning and analytical thinking.
  • Strong project and stakeholder management.
  • Excellent communication, negotiation, and presentation.

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