Assistant Vice President/Manager, Fixed Income

Job Purpose:

• Researching, developing, and implementing Fixed Income products, focusing on bond issuance advisory, underwriting, trading or corporate credit.
• Ensure products meet targeted client needs, comply with regulatory requirements, and contribute to sustainable business growth.
• Develop, enhance, or improve the operation of products, programs, and policies for funding and investment activities under Head of Treasury

Key Responsibilities:

Product Development

• Assist Head of Treasury to set the strategic direction for the FI/ Corporate Bond business aligned with CIMBVN's long-term vision.
• Build influential partnerships with issuers, institutional investors, and key market players
• Design and lead the end-to-end FI/ Corporate bond product lifecycle – from concept and testing to go-to-market execution – ensuring seamless delivery across all channels.
• Collaborate with Legal & Compliance, Operations, and D&T to ensure all products adhere to internal policies and SBV regulations while leading cross-functional project delivery.
• Support product approval processes, prepare required documentation, and liaise with relevant stakeholders.
• Participate in system development projects to enhance client experience (e.g., online deposit platforms, e-bond issuance solutions).

Macro And Fixed Income Activities

• Macro and Fixed income research/analysis, recommendations for bond activities, related investments and other asset classes:
• Build effective macro and fixed income and other asset class research/analysis models
• Generate recommendations and strategies for fixed income and other assets (if needed)
• Review and track performance and make adjustments timely
• Provide regular updates or when necessary, on macro and fixed income markets and other market
• Research and generate recommendations for other macro related markets

Company Industry/sector/market Activities

• Company/industry/sector/market research/analysis and recommendations, and related investments
• Build necessary data, models for research, analysis and recommendations
• Generate effective and timely outcomes
• Proactively follow-up, update and adjust data, models, related areas to generate research/analysis outcomes effectively and timely
• Build sectors/industry/company research scorecard models

Portfolio Management Activities

• Developing and recommending strategies for fixed income portfolios/funds;
• Translating and constructing portfolio/fund models and executing effectively, also building a portfolio model by asset class and by strategy;
• Review risk and performance of portfolios/funds/instruments to manage risk and enhance performance.
• Analysing and recommending portfolios/funds adjustments regularly and when necessary.
• Portfolio reporting and related work

Funding Products (Cash, CASA, Deposits)

• Conduct market research and analyse client behaviour, interest rate trends, and competitor offerings to propose suitable deposit products.
• Translate business goals into a competitive Deposit/ CASA product roadmap to align with market growth and acquisition by designing and launching corporate deposit packages (CASA, term deposits, flexible deposits).
• Assist ALM & Funding on the investment, advisory, analysis and full portfolio management with a focus on yield, risk and liquidity optimization.
• Monitor product performance: deposit volume, funding cost, and profitability.
• Prepare product documentation, operational procedures, and pricing/interest rate policies.

Reports & Market Analysis

• Make periodically regulatory / internal report
• Follow Competitor product analysis and intelligence.
• Follow and provide regulatory and market update to FIG/ Regional Treasury
• Participate in business planning for CIMB VN Treasury

Regulatory Compliance

• Ensures compliance with local regulatory requirements and external auditors.
• Conduct all activities ethically in accordance with Policies and Procedures approved by the Management and the State Bank of Vietnam regulations

Ad-hoc task:

• Any other responsibilities / task as assigned by Line Manager and/or Head of Treasury from time to time.

Requirements:

• University degree in Banking, Finance, Economics or relevant fields
• At least 5 years experience in Banking & Finance industry

Technical/Functional skills

• Credit
• Analytical
• Corporate Banking product knowledge

Personal skills

• Communication & presentation
• Negotiation
• Ability to work under stress and tight timeline
• Ability to multi-task
• Teamwork