Financial Specialist

2 weeks ago


District Ho Chi Minh City, Vietnam BaF Viet Nam Full time ₫4,000,000 - ₫12,000,000 per year

Job Title:
 Financial Specialist – Banking, Funds & Finance Lease

Company:
 BAF Vietnam Joint Stock Company (BAF JSC)

Location:
 District 2, Ho Chi Minh City

Employment Type:
 Full-time

About BAF JSC

BAF JSC is a leading agricultural and livestock enterprise in Vietnam, known for integrated supply chain solutions and sustainable development. We are expanding our financial team and seek a skilled Financial Specialist to manage and optimize relationships with banks, financial funds, and leasing institutions, supporting the company's strategic financing and operational needs.

Key Responsibilities

  • Establish, maintain, and strengthen relationships with commercial banks, investment funds, finance lease providers, and financial institutions.
  • Negotiate, structure, and execute loan facilities, finance leases, and investment transactions aligned with company objectives.
  • Prepare, consolidate, and provide comprehensive loan documentation packages, including loan applications, guarantees, credit proposals, and collateral records for banks.
  • Monitor, oversee, and report on credit portfolio management, ensuring compliance with lending terms, payment schedules, interest rates, and covenants to minimize financial risk.
  • Analyze and report on loan usage, repayment status, and financial costs to support treasury management and operational decisions.
  • Manage the loan repayment plan and ensure timely payment of principal and interest.
  • Manage legal documentation related to lending, guarantees, and asset collateral for bank transactions, coordinating with relevant departments to handle arising issues.
  • Search for, develop, and maintain new financial partnerships with banking and non-banking institutions to expand funding sources.
  • Review, analyze, and summarize financial and operational data to support decision-making on debt and lease financing.

Qualifications

  • Bachelor's degree in Finance, Banking, audit/accountant, or related fields.
  • Minimum 3 to 5 years of experience in finance/audit, banking or related fields.
  • Solid understanding of credit structures, lending procedures, lease financing, and related legal documentation.
  • Proficient in financial analysis, Excel financial modeling, and preparing clear credit proposals and term sheets.
  • Strong negotiation, communication, organizational skills, and attention to detail.

Preferred Skills

  • Experience managing syndicated loan portfolios or cross-border financing arrangements is a plus.
  • Familiarity with agricultural or fast-moving consumer goods (FMCG) sectors will be advantageous.
  • Ability to work effectively under pressure and meet tight deadlines in a dynamic work environment.

Benefits

  • Competitive salary
  • Professional development and training opportunities.
  • Collaborative and dynamic work environment.


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