Senior Manager, Corporate and Commercial Credit Risk Appraisal

11 Dec 2025

Senior Manager, Corporate and Commercial Credit Risk Appraisal

Category: Risk Management Division

Job Type:

Facility: Risk Management

Job Purpose

Coordinating, managing and supervising the performance of appraisal; Participating in the development of policies/processes/guidelines, building credit solutions for credit customers in the WB/MM/USM segment to ensure that the appraisal is carried out quickly and smoothly in line with suitable with risk appetite, credit orientation, business orientation.

Key Accountabilities (1)

Coordinating và managing appraisal activities within the assigned scope:

• Making and implementing the operation plan in the assigned scope according to the operation orientation of the Array/Block.
• Organizing and implementing the appraisal to ensure the operation of the Department within the assigned scope according to internal regulations.
• Managing and arranging the work of the appraisal personnel to meet the job requirements, committing to quality in order to improve the customer experience and achieve the highest efficiency.
• Controlling credit appraisal documents.
• Recording, supporting and guiding to solve problems and difficulties in the performance of appraisal.

Key Accountabilities (2)

Joining and coordinating with other relevant units in the bank to develop policies, credit products/solutions, and risk management policies within the scope of their assigned management:

• Participating in/coordinating in designing knowledgeable reports, risk components, appraisal và credit solutions to ensure consulting, coordinating with units in the whole line to build outstanding credit solutions for customers. Key plan/TPK is in charge of LVKT.
• Participating in/coordinating with relevant units to develop/propose improvements and adjustments to relevant policies, regulations, processes and guidelines.

Coordinating the development and implementation of appraisal training programs/appraisal guidelines.

• Implementing/Coordinating with Sales và HR Division to organize training course on appraisal/credit operations and relevant documents/instructions/legal regulations in the journey credit extension.

Key Accountabilities (3)

PEOPLE MANAGEMENT

- Attract, onboard and retain the right talents for a high- performing team

• Communicate team and individual KRAs/ KPIs, goals, action plan, expectations and results to team members
• Manage team performance & provide feedback regularly (following the annual performance management cycle);
• Enable team member's professional and personal development through capability assessment, training, coaching & feedback, etc.
• Motivate and recognize team members' contributions towards the team's shared goals

• Responsible for developing talents within the team

• Act as a role model and promote corporate culture at sub- function level

• Understand & communicate relevant HR offerings to team members.

Key Relationships - Direct Manager

Director, Corporate and Commercial Credit Risk Appraisal

Key Relationships - Direct Reports

Senior Expert/Expert/Senior Officer/Officer Credit Appraisal

Key Relationships - Internal Stakeholders

Divisions ( WB, BB,RBG,GTS,IT,Ops,HR, CA, , KTNB,AMC,IB) and units in Risk Management Division

Key Relationships - External Stakeholders

Associations, state management agencies, businesses and individuals involved…

Success Profile - Qualification and Experiences

Degree: Bachelor's degree or higher in Banking and Finance/Foreign Trade/Economics or related field…. (Preference will be given to those with relevant majors)

• Experience:

• At least 10 years of experience in banking and finance and at least 7 years of management experience.

• Extensive experience and excellent knowledge of the credit field, credit solutions for large corporate clients and credit risk management; advanced knowledge of the design, development of policies, procedures and credit products.

• Skilled in operating, organizing and leading the unit in charge; have the ability to guide and instruct others to develop their capacity

• English proficiency according to the periodic Bank's requirements

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