Unsecured Lending Product

4 days ago


Ho Chi Minh City, Vietnam UOB Vietnam Full time

**About UOB**

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

**Responsibilities**:

- Maintain Product Program Policy and related documentation of lending product.
- Formulate and implement strategic initiatives and programs to boost market share and profitability.
- Engage stakeholders on a regular basis to ensure service standard remains industry leading.
- Accountable for product P&L and balance sheet.

**Job Requirements**
- Recognized degree in any discipline with minimum 5 years of experience of which at least 3 years are in product development in Banking & Finance industry
- Good working knowledge of Retail Banking operations, products and services
- Experience of Unsecured Lending Product/ Credit Card is an advantage
- Strong analytical, problem-solving and follow up skills
- Good written and verbal communication and interpersonal skills
- Team player who possesses drive, initiative and able to work independently

**Be a part of UOB Family



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