Deputy Head of Risk

8 months ago


Hanoi, Vietnam Aloha Consulting Group Full time

Assist in developing and implementing risk management strategies and policies tailored to the consumer finance sector.
- Monitor and assess risks associated with consumer lending, credit underwriting, collections, and other activities.
- Identify emerging risks and recommend proactive measures to mitigate potential losses and enhance risk controls.
- Conduct in-depth analysis of consumer credit portfolios, including loan performance, delinquency rates, and loss trends.
- Develop and refine credit scoring models and underwriting criteria to improve risk selection and pricing strategies.
- Ensure compliance with relevant laws, regulations, and industry standards governing consumer finance operations.
- Collaborate with legal and compliance teams to interpret regulatory requirements and implement appropriate controls.
- Conduct periodic audits and reviews to assess compliance with internal policies and external regulations.
- Establish key risk indicators (KRIs) and metrics to monitor the performance of consumer finance portfolios.
- Prepare regular reports and presentations for senior management and regulatory authorities on risk exposure, trends, and mitigation efforts.
- Implement risk reporting systems and dashboards to facilitate timely decision-making and risk oversight.
- Lead and mentor a team of risk management professionals, providing guidance and support in achieving departmental goals.
- Foster a culture of risk awareness and accountability within the organization, promoting sound risk management practices.
- Conduct training sessions and workshops to enhance the skills and knowledge of staff in risk assessment and mitigation.



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