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Senior Organic Offerings Portfolio Insights

2 months ago


Ho Chi Minh City, Vietnam Fe Credit Full time

**Mô Tả Công Việc**:
**OBJECTIVES**

Ensures profitability of consumer lending/ credit card portfolios and optimal structure of product mix to achieve lowest risk with highest profit

**COMMUNICATION**

All BUs: Retail portfolio management require communication within different units to get proper business understanding and ensure high level data quality used for credit risk assessment

External (outside VPB FC):_Proceed for consulting purposes_

**KEY RESPONSIBILITIES**
- Analyze organic offerings portfolio quality and profitability, support to make reports to Risk Management and Settlement Committee.
- Support to develop product loss rate calculation methodology.
- Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, support onboarding process adjustments, credit risk policies and decision-making process changes
- Support product profitability calculation for both new product approval process and significant product changes
- Manage the necessary projects in Risk Management if required
- Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks
- Perform analysis with multiple dimensions and propose strategy according to insight analysis
- Other tasks assigned by Department Head.

**Yêu Cầu Công Việc**:

- University degree in finance, economic, mathematics, statistics or its equivalent.
- At least 2 years of experiences in data analysis, Consumer Finance or Retail Banking is preferred.
- Experience in Retail Loan portfolio management
- Solid knowledge in Credit Risk and Risk Management.
- Knowledges in company financials and product management.
- Proficient in using Excel, SQL to conduct analysis, understand risk indicators and banking MIS is a plus.
- Proficient in MS Word, Excel, and PowerPoint.
- Good organizational, communication skill
- Problem-solving skill

Job tags: Senior Organic Offerings Portfolio Insights Specialist


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