Senior Officer, Debt Management

4 weeks ago

Ho Chi Minh City, Vietnam Techcombank Full time

1 Jun 2024**Senior Officer, Debt Management (40001208)**:

- Category: Secured Collection (South)- Job Type:
- Facility: Retail Banking**Job Purpose**:
Implement and complete 100% of the assigned plan in each period.
Perform debt settlement operations in compliance with TCB and TCB AMC's processes, regulations and professional guidelines and ensure maximum benefits for TCB.

**Key Accountabilities (1)**:

1. Directly performing debt settlement activities to recover debts:

- Receive, manage, handle and recover debts under their management under the direction of competent authorities;
- Directly work with customers, guarantors and related parties to organize debt recovery / directly handle debt and manage debts from receipt to settlement.
- Assess the ability to handle and recover debts by means of seizure/sale/procedure/judgment enforcement to submit to competent authorities for approval;
- Carrying out measures to urge debt collection and other waste management measures under decisions of competent authorities;
- Monitor, urge and supervise other professional units/departments to handle and recover debts in accordance with the approved waste disposal plan;
- Proactively and/or coordinate with relevant units to handle problems arising in the process of debt settlement;
- Establishing and maintaining relationships between the Company and other units in the system and with other relevant organizations (Courts, Procuracy, Police, Judgment Execution...).

**Key Accountabilities (2)**:

2. Advise the competent authorities:

- Proactively propose process improvements to relevant units in order to bring the highest efficiency to Techcombank's debt settlement.
- Advising the Head of Department / Team Leader in the process of developing or coordinating with other units to develop draft documents related to debt collection activities in the whole system.

3. Other responsibilities:

- Update and report to the Competent Authority on the progress and results of the implementation of the debt settlement plan periodically/at the request of the Competent Authority.
- Other tasks assigned by Chief Executive Officer/ Senior Director/ Director/ Team Leader.
- Implement and participate in activities to build the company's organizational culture.

**Key Accountabilities (3)**:
**Key Relationships - Direct Manager**:
Manager, Debt Management; Senior Manager, Debt Management

**Key Relationships - Direct Reports**:
None

**Key Relationships - Internal Stakeholders**:
Centers/Function in TCB AMC

**Key Relationships - External Stakeholders**:
Techcombank Units; Competent state agency

**Success Profile - Qualification and Experiences**:

University graduate or higher, majoring in Law/Economics/Finance/Banking/Business Administration
**Experience**:

- Expertise: 05 years working in the field of debt settlement or Police/ Procuracy/ Courts/ Judgment enforcement

Foreign language (English): According to Company's regulations from time to time
- Understanding of the Vietnamese legal system.
- Understanding of debt settlement business

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