Product Manager, Loans

3 months ago


Ho Chi Minh City, Vietnam HSBC Full time

-Job Advert Details
Some careers grow faster than others.

If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Wealth and Personal Banking (WPB) is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become one of the world’s largest global wealth managers with USD1.4 trillion in assets. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking for individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking, that best suit our customers’ needs.

We are currently seeking a high calibre professional to join our team as an Product Manager, Loans.

**Responsibilities**:

- Review and modify existing Unsecured Lending product features and benefits to maximize profitability and meet customer needs.
- Responsible for analysis of the Unsecured Loan portfolio and identifying trends, risks, and opportunities to drive profitable growth.
- Work closely with Marketing to ensure effective communication of product to customers and to improve portfolio metrics.
- Oversee all tasks associated with new program development working closely with key business partners (Marketing, Sales Ops, Phone Bank, Risk, Legal, Compliance, etc.) to introduce and sell the program on an ongoing basis.
- Evaluate product performance and recommend changes in the product or marketing strategy to optimize program performance.
- Work closely with Risk Administration, Underwriting, Compliance, Legal, Ops to ensure effective implementation of account origination and portfolio strategies.
- Accountable for risk management, compliance and audit performance for area(s) of responsibility.
- Establish or work with management to develop effective controls and process to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Maintain current knowledge of risk-related credit card changes that may impact assigned area(s) of responsibility.
Qualifications
Certifications, Qualifications & Experience
- Bachelor's degree in Business or Finance.
- Minimum of 5 years of Unsecured Loan product experience.
- Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues.
- Strong verbal and written communication skills.
- Proficiency with SAS and analytical tool an advantage.
- Familiarity with regulatory compliance requirements as they pertain to aforementioned segment areas.

You’ll achieve more when you join HSBC.

Issued by The Hongkong and Shanghai Banking Corporation Limited



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