Chief Technology Officer

9PAY JOINT STOCK COMPANY

• Headquarters: 34 Nguyen Khanh Toan Street, Hanoi, Vietnam
• Office: 19 To Huu, Thanh Xuan, Hanoi
• Website:
  

COMPANY INTRODUCTION

9Pay is a Fintech company providing comprehensive digital payment solutions for individuals and businesses, operating not only in Vietnam but also expanding into international markets. With the goal of becoming a leading financial technology company, 9Pay continuously innovates to enhance the payment experience and help businesses optimize operational efficiency.

The main products and services of 9Pay include:

Electronic Payment Gateway (Payment Gateway)

– Connecting businesses with a modern, multi-method payment system.

E-Wallet

– A fast and convenient payment method for both individuals and businesses.

Collection & Disbursement Services

– Automating cash flow to help businesses operate more efficiently.

Cross-border Payment Solutions

– Supporting international transactions and expanding business markets.

TingTing Solution –

A comprehensive payment and financial platform empowering merchants in every step of their business operations.

9Pay is one of the payment intermediaries licensed by the State Bank of Vietnam, ensuring legal compliance and safety in all operations. With a solid technological platform and a diverse payment ecosystem, we are constantly improving service quality, expanding connectivity, and promoting the development of the digital economy.

By joining 9Pay, you will work alongside a team of top financial and technology experts, contributing to the creation of advanced payment solutions, opening up development opportunities, and creating sustainable value for millions of users.

JOB OPENINGS

We are currently looking for talented individuals to join our team in various roles. Below are the available positions:

Position: Chief Technology Officer  - Location: Hanoi

JOB PURPOSE

Own and drive the end-to-end technology vision, architecture, and execution across 9Pay's full suite of Fintech products — including e-wallet, payment gateway, BNPL solutions, money transfer, and collection/disbursement services — as well as hardware products such as the Payment Notification Speaker. Ensure scalable, secure, and compliant technology infrastructure that supports rapid innovation, seamless user and merchant experiences, and sustainable business growth. Lead and grow a high-performing engineering team to deliver resilient, high-quality products in alignment with business strategy and regulatory requirements.

KEY RESPONSIBILITIES

• Lead the end-to-end technology strategy and execution at 9Pay, overseeing the architecture, infrastructure, and development of the company's comprehensive Fintech product suite, including e-wallet, payment gateway, BNPL, money transfer, cash-in/cash-out services, and hardware products such as the Payment Notification Speaker.
• Design and implement a modern technology platform that ensures performance, scalability, security, and full compliance with the regulatory framework of the State Bank of Vietnam and other relevant authorities.
• Build and lead a high-performing technology team, covering software development, DevOps, cybersecurity, infrastructure, and R&D. Foster a strong engineering culture based on excellence, collaboration, and continuous improvement.
• Oversee the technology project portfolio, ensuring on-time and on-budget delivery while maintaining high quality standards. Collaborate closely with product, operations, legal, and business teams to align technology with strategic business goals.
• Ensure compliance with security standards and legal regulations related to payment intermediaries, user data protection, and financial technology operations.
• Evaluate and adopt emerging technologies (e.g., AI, Blockchain, Cloud-native infrastructure, Big Data, Open APIs) to improve product competitiveness, system efficiency, and innovation velocity.
• Act as the strategic technology advisor to the BOD, providing insights and recommendations for digital transformation, technology roadmap planning, and key infrastructure investments.

REQUIREMENTS

• Minimum 5 years

of experience as a CTO or in an equivalent senior technology leadership role, preferably within Fintech, banking, or licensed payment intermediary organizations.
- Strong strategic thinking and deep expertise in financial systems architecture, especially digital wallets, real-time payment processing, bank integrations, reconciliation, and transaction security.
- Solid understanding of Vietnamese Fintech regulations, including policies from the State Bank, data privacy laws, and security standards such as PCI DSS, ISO/IEC 27001, etc.
- Proven experience in building and operating large-scale, distributed, high-availability technology systems with robust security and high throughput.
- Demonstrated ability to lead and scale technology teams (20+ people), develop talent, and drive performance in a fast-paced, growth-oriented environment.
- Capable of making swift, well-balanced decisions at the intersection of technology, business, and compliance.

BENEFITS

Attractive Compensation & Benefits for Senior Management

• Competitive salary

: Attractive, negotiable compensation aligned with leadership responsibilities and capabilities.
- Performance-based bonuses

: Regular bonus schemes based on business outcomes and actual contributions.
- Year-end bonus

: Transparent and fair bonus structure recognizing year-round efforts and achievements.
- Employee Stock Option Plan (ESOP) program

: Opportunity to participate in an
ESOP

exclusive for senior leaders, aligning personal interests with the company's long-term growth.
- Dynamic work environment

: Open, youthful, and agile culture – emphasizing innovation and practical efficiency.

Comprehensive Benefits

• Free, high-quality lunch

served daily at the office.
- Full statutory insurance

coverage: Social, health, and unemployment insurance.
- Annual health check-ups

at reputable medical facilities.
- Exclusive premium health insurance

tailored for management-level staff.
- Position-specific allowances

: Mobile phone, transportation, business travel, and other relevant allowances depending on the role and operational requirements.
- Modern working tools and facilities

: Full support with modern equipment and a professional, flexible working space.

Growth & Team Engagement

• A dynamic, open, and professional work culture

where creativity, initiative, and innovation are highly encouraged.
- Ongoing professional growth opportunities

through internal training, leadership mentoring, and learning support.
- Transparent performance reviews & feedback

to help you stay aligned and grow purposefully.
- Frequent engagement activities

such as company trips, team-buildings, learning workshops, and festive celebrations.