Risk Director

We are seeking an experienced and highly motivated Risk Director to join our team. The successful candidate will be responsible for overseeing and managing our lending organization's risk management strategies, policies, and procedures. As the Risk Director, you will identify potential risks, assess their impact, and develop effective risk mitigation strategies to minimize potential losses. We are looking for someone who has a deep understanding of credit cards and demonstrates Extreme Ownership principles in their approach to risk management.

• Develop and implement risk management policies, procedures, and guidelines in compliance with industry standards and regulatory requirements.
• Evaluate and monitor the company's risk exposure and develop strategies to mitigate identified risks.
• Maintain and manage the company's credit and behavior scorecard, credit policy, fraud analytics, provision, alternative data, lending onboarding, underwriting processes, and project management processes.
• Conduct risk assessments to identify potential risks and develop risk mitigation strategies.
• Ensure the company's compliance with relevant laws, regulations, and policies related to risk management.
• Monitor and analyze market trends and developments to anticipate potential risks and opportunities.
• Collaborate with internal stakeholders, including product, marketing, and finance teams, to ensure the company's risk management strategies align with business objectives.
• Manage and oversee the company's project management processes to ensure timely and effective implementation of risk management initiatives.
• Foster a culture of accountability and proactive risk management throughout the organization.

• Bachelor's or Master's degree in Finance, Business Administration, Computer Science, Mathematics or related fields.
• At least 7 years of experience in the lending industry, including 5 years in management position risk management.
• Strong knowledge of credit cards and experience in developing and implementing risk management policies, procedures, and guidelines.
• Understanding of credit and behavior scorecards, credit policy, fraud analytics, provision, alternative data, lending onboarding, underwriting processes, collection processes, and project management processes.
• Strong analytical and problem-solving skills with the ability to identify and mitigate potential risks.
• Excellent communication and interpersonal skills to collaborate with internal stakeholders and communicate risk management strategies and activities to senior management and the board of directors.
• Ability to work independently and as part of a team in a fast-paced and dynamic environment.
• Professional certifications in risk management or related fields are a plus.

• Excellent opportunity for career growth and development by working with a talented and dedicated team.
• Competitive salary and benefits package.
• Chance to make a significant impact and contribute to a mission-driven organization.
• A fast-paced, dynamic, and challenging work environment.

• Full salary during probation
• 13th-month salary bonus
• Performance-based bonus
• Premium healthcare for employees and 50% subsidies for 3 dependents
• Macbooks and necessary equipment provided
• Generous Grab for work allowance
• Flexible work hours
• Onsite lunch with 5 options each day, including a vegetarian option
• Free coffee, tea, snacks, and fruit all-day
• Happy Hour every Thursday
• 16 days of annual leave and 6 days of sick leave
• Budget for team building/team bonding
• Various sponsored sport clubs and activities: badminton, football, running
• Convenient central location in District 1, near Bến Thành market.

At Trusting Social, we deeply espouse the values of extreme ownership, data-driven, mindfulness, and social impact. We place great importance on doing what is right, what is best, and what is innovative. If you are smart, driven, and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We can satisfy your desire to explore new territory and give you the runway to really make an impact.