Credit Risk Modeling Executive

1 week ago

Ho Chi Minh City, Ho Chi Minh, Vietnam Mirae Asset Finance Company (Vietnam) Full time ₫30,000 - ₫90,000 per year

Job description:

  • Cooperate actively with providers to develop, test, validate and monitor the Credit Scoring Models, include application, behavior, collection scoring etc.
  • Work on the end to end model development cycle, from data gathering and cleansing to the documentation.
  • Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.
  • Communicate with technical people in order to define and specify key data requirements to support modelling approaches include evaluate data quality.
  • Built the other models related to the entire consumer credit life cycle, including underwriting, Xsell and Top-up, debt sale, etc.
  • Others responsibilities when required.

Job requirement:

Education level, certification:

  • Bachelor/College or higher graduated in Economics, Finance – Banking, IT (computer science, data science,…).
  • Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.).
  • Proficient in use of visualization tools.

Experience:

  • Min 2 years of experience in related job.
  • Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

Individual Characteristics:

  • Excellent problem solving and quantitative skills.
  • Ability to write and think clearly and to reduce complex concepts to their simplest form.
  • Highly self-motivated.
  • Team working.

WHAT WE OFFER:

Mirae Asset Finance Company Viet Nam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development.

  • Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC.
  • 15 days annual leave.
  • Annual health check, company events.
  • Annual healthcare insurance package from senior level and above.
  • Young and proactive environment; no barriers, no limitation for new idea.
  • Flexible internal career opportunity.

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