Due Diligence Specialist

 Position Overview

This is not your average KYC role.

We're looking for a compliance expert who wants to do more than tick boxes.
We want someone who sees the bigger picture, thinks strategically, and is ready to take ownership of high-stakes due diligence cases while also shaping how we grow.

Your Role in a Nutshell

As a Due Diligence Specialist, you will lead complex AML, KYC, and KYB operations for global fintech and payment clients. 

You'll handle the most sensitive onboarding cases, evaluate risk, engage directly with clients, and improve how we work as a team and company.

You'll also act as a knowledge driver – mentoring others, contributing to process development, and helping us become a center of excellence in compliance.

Scope of the Role

The Due Diligence Specialist is responsible for:

Leading AML, KYC, and KYB operations, including enhanced due diligence for complex and high-risk cases.Providing expert analysis and recommendations on client onboarding, transaction monitoring, and regulatory compliance.Driving the creation and refinement of compliance processes and policies to align with global standards and best practices.Acting as a knowledge hub, facilitating training programs, and mentoring junior analysts to elevate team expertise.Collaborating with internal and client teams to develop and implement effective compliance strategies.Contributing to the design and establishment of a center of excellence to enhance Payreto's service offerings.Serving as a primary point of contact for complex escalations and providing strategic insights to clients and stakeholders.

MAIN RESPONSIBILITIES:

Advanced Due Diligence & KYC/KYB Operations

Lead full-cycle due diligence investigations for complex/high-risk clients (both individuals and entities)Verify ownership structures, UBOs, and documentation using international registries and sourcesAnalyze PEPs, sanctions, adverse media, and other red flags to determine overall risk levelEscalate and advise on unusual or ambiguous cases with logic and clarityEnsure your cases align with both global AML standards and client-specific requirements

Knowledge Leadership & Process Development

Act as a key contributor to internal AML/KYC knowledge basesDraft, review, and update compliance SOPs, playbooks, and manualsIdentify inefficiencies and propose improvements to workflows, documentation, and toolsSupport internal audits and client reviews with high-quality documentation and insights Mentorship & TrainingDeliver onboarding and technical training to new hires and junior analystsProvide coaching and quality feedback on case handling, documentation, and decisionsOrganize internal knowledge-sharing sessions to raise the team's expertise

Client Engagement

Serve as the compliance point of contact during client calls and case discussionsPresent findings clearly, challenge inconsistencies, and advise on onboarding riskMaintain strong and professional communication with client stakeholders, including Heads of AML and onboarding managers Product & Operational ContributionsIdentify opportunities for workflow enhancements and lead initiatives to improve team productivity and service quality.Collaborate with internal teams to integrate innovative tools and methodologies that support compliance and operational efficiency.Drive initiatives to position Payreto as an industry leader in compliance services. What We're Looking ForMust-Have QualificationsAt least 2 years of relevant experience in AML/KYC/KYB (international client exposure required)Proven ability to handle high-risk, high-complexity onboarding casesSolid understanding of company structures, UBO identification, and regulatory red flagsStrong command of English (both written and verbal) – you will speak with clientsHigh proficiency in Google Workspace or MS Office, especially Sheets/ExcelStrong online research skills (registry searches, document validation, investigative tools)Soft Skills That Set You ApartStrong sense of ownership and accountability – we don't micromanageAnalytical thinker with excellent judgment under ambiguityComfortable speaking up and challenging unclear instructions or decisionsFast learner with the ability to train othersTeam player who thrives in a fast-paced, multi-client setup Why Join Payreto?You'll work with international clients and experts in a lean, smart teamYou'll have a voice – we expect ideas, not just executionYou'll grow in a setup that rewards initiative, not bureaucracyYou'll help shape the future of compliance operations in one of the fastest-growing KPOs in financial services 

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