Data Analyst

**Data Analyst (SQL, English, Python/SAS)**:
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- Ứng Tuyển

Data Analyst SQL English
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- REE Tower, 9 Doan Van Bo, Ward 12, District 4, Ho Chi Minh- Xem bản đồ- Tại văn phòng- 7 giờ trước

**3 Lý Do Để Gia Nhập Công Ty**:

- Tech savvy working environment
- Attractive benefits
- Training and developing opportunities

**Mô Tả Công Việc**:
We are looking for **Organic Offerings Portfolio Insights Expert (Data Analyst)**

**What will you do**:

- Ensures profitability of consumer lending/ credit card portfolios and optimal structure of product mix to achieve lowest risk with highest profit.
- Retail portfolio management require communication within different units to get proper business understanding and ensure high level data quality used for credit risk assessment

**Key responsibilities**:

- Analyze organic offerings portfolio quality and profitability to further escalate issues to Risk Management and Settlement Committee with the proposed actions to bring the performance to the target values
- Develop and support product loss rate calculation methodology for each risk segment
- Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, support onboarding process adjustments, credit risk policies and decision-making process changes
- Support product profitability calculation for both new product approval process and significant product changes
- Propose to Risk Management and Settlement Committee the retail portfolio segmentation into New, Mature and Stable, Performance Exception and Liquidating portfolios
- Manage the necessary projects in Risk Management if required
- Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks
- Perform analysis with multiple dimensions and propose strategy according to insight analysis
- Other tasks assigned by Department Head.

**Division**: Risk Management Division

**Report directly to**:Head of Portfolio Insight & Management Department

**Yêu Cầu Công Việc**:
**Education**:University degree in finance, economic, mathematics, statistics or its equivalent.

**Experience**:

- **At least 3 years of experiences in data analysis,** Consumer Finance or Retail Banking is preferred.
- Experience in Retail Loan portfolio management

**Skills**:

- Solid knowledge in Credit Risk and Risk Management.
- Knowledges in company financials and product management.
- Proficient in using Excel to conduct analysis, understand risk indicators and banking MIS is a plus.
- **Proficient in SQL, MS Word, Excel, and PowerPoint.**:

- Having experience with Python & SAS is an advantage

**Other requirements**:

- Good organizational, communication skill
- Problem-solving skill
- **Fluent in English**

**Tại Sao Bạn Sẽ Yêu Thích Làm Việc Tại Đây**:
**See yourselves in a new light**

In essence of joining our company, you will be given the scope to seize every opportunity and helped to acquire specific competencies you’ll need to succeed either you wish to go wide or go deep. Our company prides ourselves on our underpinned principle of nurturing people in not only HR policies but also in our culture. We value innovations and we need people to work on initiatives and carry on our business vision of operating excellence and market leadership.

Alongside with these, we believe our staff members deserve a good working condition, so that in addition to social health insurance you will be accessible to health and accident insurance and will be eligible to join in team building every year. We also value your efforts; for this reason, we give you both financial and non-financial rewards such as: KPI bonus, Best Initiatives, Best performer or Best manager of the year, etc.

**Company's Benefits**
- **Financial support**:

- Probation with full salary
- Lunch allowance
- Wedding support
- Family funeral support
- 13th month salary + KPIs bonus
- Performance rewards and awards
- **Healthcare Insurance**:

- **Events and activities**:

- Christmas
- Year End party
- Team Building
- Family Day
- Sport Day