Due Diligence Specialist

**Position Overview**

**This is not your average KYC role.**:
We’re looking for a **compliance expert**who wants to do more than tick boxes.
We want someone who sees the bigger picture, thinks strategically, and is ready to take ownership of **high-stakes due diligence cases**while also shaping how we grow.

**Your Role in a Nutshell**:
As a **Due Diligence Specialist**, you will lead complex **AML**, **KYC**, and **KYB**operations for global fintech and payment clients.

You’ll handle the** most sensitive onboarding cases**, evaluate risk, engage directly with clients, and improve how we work as a team and company.

You’ll also act as a **knowledge driver**- mentoring others, contributing to process development, and helping us become a center of excellence in compliance.

**Scope of the Role**:
The Due Diligence Specialist is responsible for:

- Leading AML, KYC, and KYB operations, including enhanced due diligence for complex and high-risk cases.
- Providing expert analysis and recommendations on client onboarding, transaction monitoring, and regulatory compliance.
- Driving the creation and refinement of compliance processes and policies to align with global standards and best practices.
- Acting as a knowledge hub, facilitating training programs, and mentoring junior analysts to elevate team expertise.
- Collaborating with internal and client teams to develop and implement effective compliance strategies.
- Contributing to the design and establishment of a center of excellence to enhance Payreto’s service offerings.
- Serving as a primary point of contact for complex escalations and providing strategic insights to clients and stakeholders.

**MAIN RESPONSIBILITIES**:
**️ Advanced Due Diligence & KYC/KYB Operations**
- Lead full-cycle due diligence investigations for complex/high-risk clients (both individuals and entities)
- Verify ownership structures, UBOs, and documentation using international registries and sources
- Analyze PEPs, sanctions, adverse media, and other red flags to determine overall risk level
- Escalate and advise on unusual or ambiguous cases with logic and clarity
- Ensure your cases align with both global AML standards and client-specific requirements

**Knowledge Leadership & Process Development**
- Act as a key contributor to internal AML/KYC knowledge bases
- Draft, review, and update compliance SOPs, playbooks, and manuals
- Identify inefficiencies and propose improvements to workflows, documentation, and tools
- Support internal audits and client reviews with high-quality documentation and insights

**Mentorship & Training**:

- Deliver onboarding and technical training to new hires and junior analysts
- Provide coaching and quality feedback on case handling, documentation, and decisions
- Organize internal knowledge-sharing sessions to raise the team’s expertise

**Client Engagement**
- Serve as the compliance point of contact during client calls and case discussions
- Present findings clearly, challenge inconsistencies, and advise on onboarding risk
- Maintain strong and professional communication with client stakeholders, including Heads of AML and onboarding managers
- **️ Product & Operational Contributions**
- Identify opportunities for workflow enhancements and lead initiatives to improve team productivity and service quality.
- Collaborate with internal teams to integrate innovative tools and methodologies that support compliance and operational efficiency.
- Drive initiatives to position Payreto as an industry leader in compliance services.

** What We’re Looking For**:
**Must-Have Qualifications**:

- At least **2 years of relevant experience** in AML/KYC/KYB (international client exposure required)
- Proven ability to handle **high-risk, high-complexity** onboarding cases
- Solid understanding of **company structures**, **UBO identification**, and **regulatory red flags**:

- Strong command of English (both written and verbal) - you will **speak with clients**:

- High proficiency in Google Workspace or MS Office, especially Sheets/Excel
- Strong online research skills (registry searches, document validation, investigative tools)

**Soft Skills That Set You Apart**:

- Strong sense of **ownership** and accountability - we don’t micromanage
- Analytical thinker with excellent **judgment** under ambiguity
- Comfortable **speaking up** and challenging unclear instructions or decisions
- Fast learner with the ability to train others
- Team player who thrives in a fast-paced, multi-client setup

**Why Join Payreto?**:

- You’ll work with international clients and experts in a lean, smart team
- You’ll have a voice - we expect **ideas**, not just **execution**:

- You’ll grow in a setup that rewards **initiative**, not bureaucracy
- You’ll help shape the future of compliance operations in one of the fastest-growing KPOs in financial services

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