Credit Risk Policy Executive

**Nơi làm việc**: - Hồ Chí Minh (Quận 1) **Cấp Bậc**: - Nhân viên **Hình Thức**: - Nhân viên chính thức **Bằng Cấp**: - Đại học **Kinh Nghiệm**: - 2 - 4 Năm **Mức Lương**: - Lương thỏa thuận **Ngành nghề**: - Dịch vụ ngân hàng và Tài chính cá nhân, Quản trị rủi ro **Phòng Ban**: - Quản trị rủi ro/ Thẩm định **Hạn chót nhận hồ Sơ**: - 31/08/2025 **Người Liên Hệ**: - Tran Thi My Huong **Phúc Lợi**: - Máy tính xách tay - Bảo hiểm - Du Lịch - Phụ cấp - Thưởng - Chăm sóc sức khỏe - Đào tạo - Tăng lương - Công tác phí - Phụ cấp thâm niên - Chế độ nghỉ phép **Mô tả công việc**: As a Credit Risk Policy Executive, you will be primarily responsible for managing and developing policies, rules, and procedures related to credit risk, ensuring compliance and effectiveness throughout the company's operations. **Key responsibilities include**: - **Policy Development & Maintenance**: - Prepare internal regulations, procedures, and policies regarding Credit Risk controlling as required by SBV. - Report and prepare internal regulations, procedure, policy regarding Risk controlling as required by SBV. - Proposing new policies to improve the scoring model, improve risk according to risk appetite in each period. Implementing an internal credit rating model into the appraisal process. - **Risk Assessment & Analysis**: - Review Product Proposal, Product Regulation, new projects, processes and guidelines that are relevant to Credit Policy management. - Grasp changes in legal regulations to monitor and provide timely effective communication on policy change plans and regulatory issues/guidance impacting credit risk policy. - Monitor and provide timely effective communication on policy changes and regulatory issues/guidance impacting credit policy. - **Operational Support & Compliance**: - Cooperate with IT and Other departments to implement policy rules into the operation flows. - Cooperate with Partner and related internal department for handling interruptions in services that are owned by the Risk Department. - Response to internal and external requests on related credit policy matters. - Interact and participate in projects of company on consistent and proportionate consult of relevant credit risks to parties to ensure risk mitigation in the credit lending operation. - Coordinate with other departments on business continuity plans in response to emergency scenarios. - Carrying out contract signing process with vendor, doing service fee cross checking and payment process. **Yêu cầu công việc**: - Education: Bachelor or Master’s degree in Finance, Banking, Economics or related fields. - Experience: Preferably 2 or 3 years’ experience in Risk Policy Management or Lending Business related functions. - Good written and verbal communication skills - Time management and self-motivated - SQL query and Python/ PowerBI are advantages. **PHÚC LỢI** Mirae Asset Finance Viet Nam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development. - Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC. - 15 days annual leave - Annual health check, company events. - Annual healthcare insurance package from senior level and above. - Young and proactive environment; no barriers, no limitation for new idea. - Flexible internal career opportunity.