Senior Expert, Retail

4 months ago

Hà Nội, Vietnam Techcombank Full time

2 Oct 2024**Senior Expert, Retail & Small BB Credit Risk Management (40001478)**:

- Category: Risk Management Division- Job Type:
- Facility: Retail Banking**Job Purpose**:
'Retail banking & Small business banking risk management policies and strategies focus on customer centrix, ensuring the sustainable development of retail banking & small business banking credit portfolio in accordance with advanced standards and practices.

**Key Accountabilities (1)**:

- '1. Research and development:

- Research, analyze, measure and quanify risks occuring from changes in legal policies, economics (macroeconomics, microeconomics, economic cycles,...), financial markert to evaluate the effects/impacts on retail & small BB credit activities;
- Research and update advanced risk management standards, techniques, models and practices;
- Research and select outsourcing partners to provide professional advice on risk management standards for TCB.
- Communicate and perform training to ensure that units can understand clearly and apply

**Key Accountabilities (2)**:

- '2. Professional tasks:

- Design, build and systematize the retail & small BB credit risk policies reasonably to meet business needs, long-term plans and new market trends, as well as in line with risk management framework;
- Develop and customize base solutions: risk management methods/ models/ rule base/ advanced practices;
- Own the process of defining, testing and production release, of Champion challenger, test cell, and Model strategies within the respective decision support systems
- Line Of Business risk management: Credit Line Management
- Risk transfer strategy (ABS, MBS & Insurance)
- Implementation of retail & small BB risk management:
+ Define Target Market determination, Risk Segmentation strategy and building unsecured lending product programs based on agreed Risk Appetite
+ Risk Appetite Strategy and monitoring
+ Creator & Owner of Underwriting standards
+ Policy Conformance review
+ New Business campaign policy, Cross sell / Upsell and down sell campaign policy
+ Test cells and Champion Challenger strategies
+ Exception Policy and Underwriting
+ Down turn strategy and Management
- Receive/contribute comments to develop/adjust general policies of units related to retail & small BB credit.
- Develop an early-warning system: Early Loss mitigation opportunities
- Manage credit portfolio

+ Identification of quality growth opportunities and ensure sustained growth in Assets and topline
+ Tail Risk Management
+ Portfolio mix and shaping
+ Portfolio monitoring, loss forecasting and early warning and early loss mitigation models
+ Provide Strategy performance reports to determine efficacy of strategies defined within decision support systems.
+ Bureau reporting and Bureau Services
+ Own the process of defining, testing and production release, of Champion challenger, test cell, and Model strategies within the respective decision support systems
- Contribute Retail banking & Small business banking Risk transformation:
+ Support Strategic and BAU initiatives with respect to Retail banking & Small business banking Risk
+ Participate to build and Manage Decision support systems
+ Participate to develop data eco system both internal and external data for risk life cycle decision support

**Key Accountabilities (3)**:

- '3. Human resource management and development:
'- Participate in strategic projects, inter-Division projects and projects of the Risk Management Division with the objective of (i) identify risks of the unit during operation, (ii) coordinate with related units to provide solutions in measuring and mitigating risks, ensuring compliance with the bank's policies and development realities in each period.
- As a coordinator to allocate job, control job's quality and guide team member,...
- Manage human resource, develop and enhance staff's professional competencies
- Perform other related tasks at the request of the Division Director and/or the Division Director.

**Success Profile - Qualification and Experiences**:

- '- Degree/Occupation: University graduate or above majoring in economics/finance/banking/statistics
- Minimum 5 years experience in risk management; 02 years of management experience in banking
- Minimum TOEIC 650 or equivalent

Overview knowlege about risk management:

- Have in
- depth knowledge about risk and risk management
- Understand laws and regulations
- Understand Vietnamese and international standards about risk management
- Understand type of risks (including credit risk, operational risk, industry risk) related to develop policies and products
- Understand products, operation of banking and financial services for retail customer
- Other professional knowledge:
+ Have basic knowledge of data analysis and make decisions based on data results
+ Have background knowledge on appraisal/approval for retail customer

  • Senior Expert, Retail Marketing

    4 months ago

    Hà Nội, Vietnam Techcombank Full time

    2 Oct 2024**Senior Expert, Retail Marketing**: - Category: Retail Banking Group- Job Type: - Facility: Retail Banking**Job Purpose**: Job holder ensures marketing activities are effectively built and implemented for each segment and sub-segment, supporting retail banking segment to achieve business performance goals and meet customer needs by segmentation...

  • Senior Expert, Retail

    4 months ago

    Hà Nội, Vietnam Techcombank Full time

    10 Sep 2024**Senior Expert, Retail & Small BB Credit Risk Management**: - Category: Risk Management Division- Job Type: - Facility: Retail Banking**Job Purpose**: 'Retail banking & Small business banking risk management policies and strategies focus on customer centrix, ensuring the sustainable development of retail banking & small business banking credit...

  • Senior Expert, Private Client Relationship

    2 months ago

    Hà Nội, Vietnam Techcombank Full time

    4 Nov 2024**Senior Expert, Private Client Relationship Management (40001425)**: - Category: Retail Banking Group- Job Type: - Facility: Retail Banking**Job Purpose**: - The job holder is responsible for managing directly the High Net Worth customer portfolio assigned to Senior Expert, Private Client Relationship Management (Snr Expert, PCRM) in Private...

  • Senior Expert, Corporate Strategy Planning

    4 months ago

    Hà Nội, Vietnam Techcombank Full time

    2 Oct 2024**Senior Expert, Corporate Strategy Planning (40001070)**: - Category: Corporate Strategy & Transformation- Job Type: - Facility: Strategy & Corporate Development**Job Purpose**: - He / She is an integral member of the team and is expected to contribute towards (but not limited to) strategy development, and strategy execution. As part of the...

  • Expert, Insurance

    1 week ago

    Hà Nội, Vietnam Techcombank Full time

    9 Jan 2025 **Expert, Insurance (40000653)**: - Category: Retail Banking Group - Job Type: - Facility: Retail Banking **Job Purpose**: - The job holder is responsible for providing the best financial protection and safety solutions to customers using insurance products and increasing the strong bond between customers and Techcombank **Key...

  • Senior Experts in Energy Sector

    3 months ago

    Hà Nội, Vietnam EVSET Facility Full time

    The EU - Viet Nam Sustainable Energy Transition Facility (EVSET Facility) aims to provide complementary support to the EU - Viet Nam Sustainable Energy Transition Programme (SETP) and EU initiatives in Viet Nam’s energy sector. We focus on providing demand-driven expertise and capacity development in renewable energy (RE) and energy efficiency (EE) through...

  • Senior Officer, Retail Banking

    4 days ago

    Hà Nội, Vietnam Techcombank Full time

    18 Nov 2024**Senior Officer, Retail Banking (40001006)**: - Category: Retail Banking Group- Job Type: - Facility: Retail Banking**Job Purpose**: - The job holder responsible for ensure to advise and provide personal financial products and services in accordance with customer needs, in order to bring the best experience to customers. - The job holder...

  • Senior Officer, Retail Banking

    3 days ago

    Hà Nội, Vietnam Techcombank Full time

    19 Nov 2024**Senior Officer, Retail Banking (40001006)**: - Category: Retail Banking Group- Job Type: - Facility: Retail Banking**Job Purpose**: - The job holder responsible for ensure to advise and provide personal financial products and services in accordance with customer needs, in order to bring the best experience to customers. - The job holder...

  • Senior and Junior Experts for Renewable Energy

    3 months ago

    Hà Nội, Vietnam EVSET Facility Full time

    The EU - Viet Nam Sustainable Energy Transition Facility (EVSET Facility) aims to provide complementary support to the EU - Viet Nam Sustainable Energy Transition Programme (SETP) and EU initiatives in Viet Nam’s energy sector. We focus on providing demand-driven expertise and capacity development in renewable energy (RE) and energy efficiency (EE) through...

  • Senior Expert, Product Execution

    4 days ago

    Hà Nội, Vietnam Techcombank Full time

    16 Dec 2024 **Senior Expert, Product Execution (40001172)**: - Category: Global Transaction Services Division - Job Type: - Facility: Treasury **Job Purpose**: The job holder main responsibility for the management and implementation product execution (transaction banking & financial markets) activities of the assigned economic sectors/customers and is...

  • [vietnam] Fast Retailing Japan's Global Leadership

    3 months ago

    Hà Nội, Vietnam Fast retailing Co., ltd Full time

    1. General description ❖ Number of people to be recruited: Up to 5 ❖ Workplace: Tokyo Global Headquarters (Work in Ho Chi Minh City for the first 02 months, and then transfer to Tokyo upon obtaining the necessary documents) ❖ Working time: 8 hours/day; Core time: 9:00-14:00; Break: 1 hour; 2 days off/week 2. Departments ❖ First year: Human...

  • Senior Expert, Capability Development

    1 week ago

    Hà Nội, Vietnam Techcombank Full time

    18 Sep 2024**Senior Expert, Capability Development (40000455)**: - Category: Corporate & Institutional Banking Group- Job Type: - Facility: Corporate Banking**Job Purpose**: The job holder is repsonsible for developing and implementing capability development activities in the Frontline through: 1. Designing and managing the construction of job profiles,...

  • Expert, Corporate Strategy Planning

    1 week ago

    Hà Nội, Vietnam Techcombank Full time

    9 Jan 2025 **Expert, Corporate Strategy Planning (40001071)**: - Category: Corporate Strategy & Transformation - Job Type: - Facility: Strategy & Corporate Development **Job Purpose**: - He / She is an integral member of the team and is expected to contribute towards (but not limited to) strategy development, and strategy execution. As part of the role,...

  • Senior Expert, Product and Solution

    3 months ago

    Hà Nội, Vietnam Techcombank Full time

    24 Oct 2024**Senior Expert, Product and Solution - Corporate Lending Solutions**: - Category: Corporate & Institutional Banking Group- Job Type: - Facility: Corporate Banking**Job Purpose**: Manage and be responsible for activities related to product/ Solution/ Journey development and management for division through: 1. Product/ Solution/ Journey design,...

  • Expert, Learning Partner

    5 hours ago

    Hà Nội, Vietnam Techcombank Full time

    26 Sep 2024**Expert, Learning Partner (40000476)**: - Category: Human Resources Management- Job Type: - Facility: Human Resource**Job Purpose**: - The job holder responsible for work as an expert, consulting with the divisions to analyse training needs, design learning roadmaps and programs, track program effectiveness. - The job holder be deliver soft...

  • Expert/senior Java Developer

    6 days ago

    Hà Nội, Vietnam Techcombank Full time

    **Techcombank**: Techcombank - The leading commercial bank in Vietnam - Company type - IT Product - Company industry - Banking - Company size - 1000+ employees - Country - Vietnam - Working days - Monday - Friday - Overtime policy - No OT - C5 Building Tower, D’Capitale Tower, 119 Tran Duy Hung, Cau Giay, Ha Noi - At office - Skills: -...

  • Expert, Sourcing and Purchasing

    2 months ago

    Hà Nội, Vietnam Techcombank Full time

    22 Nov 2024**Expert, Sourcing and Purchasing**: - Category: Operations Division- Job Type: - Facility: Procurement**Job Purpose**: The job holder responsible for: 1. Support and carry out the procurement of goods and services for activities that meet Techcombank's requirements effectively, in accordance with regulations and procedures of the procurement of...

  • Expert, Technology and Digital Risk Management

    1 month ago

    Hà Nội, Vietnam Techcombank Full time

    4 Dec 2024**Expert, Technology and Digital Risk Management (40000875)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: 1. Manage and monitor TDRM to ensure technology and digital risks are managed and mitigated within risk limit 2. Develop, propose and implement TDRM programs and activities to manage technology...

  • Junior/senior/expert Java Developer

    4 months ago

    Hà Nội, Vietnam Techcombank Full time

    Techcombank *** - Số 6 Quang Trung, phường Trần Hưng Đạo, Hoan Kiem, Ha Noi- At office- Posted 51 minutes ago- Skills: - Java AWS Spring **Top 3 reasons to join us**: - Top-tier banking environment in Vietnam - Challenging opportunities for the “Greater” You - Attractive career path and benefits **Job description**: **A. Software...

  • Senior Manager, Insurance Advisory

    5 hours ago

    Hà Nội, Vietnam Techcombank Full time

    20 Dec 2024 **Senior Manager, Insurance Advisory (40001471)**: - Category: Retail Banking Group - Job Type: - Facility: Retail Banking **Job Purpose**: 'The person in charge of the position is responsible for the operational management and effective management of the retail banking - Insurance segment to achieve the target of the unit in accordance with...