Credit Analyst- Northern Credit Analysis

5 days ago

Hanoi, Vietnam Shinhan Bank Full time

Work Location Ha Noi (Nam Tu Liem District)

Job Level Experienced (Non - Manager)

Job Type Permanent

Experiences 4 Years

Salary Negotiable

Industry Accounting / Auditing / Tax, Banking

**Job Benefit**:

- Insurance
- Health checkup
- Training & Development
- Salary review
- Objective:
- To do credit evaluation, make loan approval in Head Office for industry and customers in charge
- To support branches issues related to system, credit evaluation, approval process, loan policy

Duties & Responsibilities:
- Control the customers and industry in charge (which were assigned large, medium sized corporation and other assignments, if any)
- Do new credit evaluation and regular credit evaluation for existing customers
- Communicate with branches to discuss about the applied approval cases
- Review Credit Application from branches, check information, send Memo to ask for more information (if any), follow up approval conditions
- Go site visit (for new, extension, increase) customers to check real business and collect more information of customers
- Prepare Credit Analyst’s opinion, give independent opinion and submit to Manager line for reviewing
- Analyze project including feasibility plan and cash flow projection
- Support other team members in overload, difficulties in credit analysis,
- May perform other related duties as assigned

**Job Requirement**:

- Qualifications:

- Bachelor of Economics, Banking, Finance or relevant field
- Over 4 years in Corporate loan section/credit analysis- Credit analysis skill
- Good English level required. Able to ensure fluent reporting and communication with Directors in English
- Communication with open to criticism
- Teamwork, treat people with respect
- Problem Solving/Analytical Thinking
- Initiative
- Master degree (if any)
- CFA certificate (if any)
- Credit analysis course certificate (if any)
- Valuation appraisal certificate (if any)

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