Risk Analytics

5 months ago


Ho Chi Minh City, Vietnam UOB Vietnam Full time

**About UOB**

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

**Responsibilities**:

- Lead the MIS/reporting production for both local regulatory and non-regulatory requirements across Retail banking products
- Develop automatic report, interactive dashboard to assist data driven decisions in collaboration with other functions from Global Technology, Group Risketc.
- Use Datamart for performing analytics & related MIS
- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques.
- Analyze business requirements and explore opportunities with data mining by using Decision tree approach for risk mitigation recommendation
- Manage risk levels for the entire credit performance across Retail banking products and prepare risk management presentations for senior management
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
- Assist in scorecard implementation and model validation review
- Create and renew process procedure, documentation with data quality assurance controls
- Proactively get informed on developments/news in the industry
- Require for deep understanding of the loan loss forecasting and loan loss reserve methodology
- Provide technical training & support to junior analysts

**Job Requirements**
- Minimum 5 - 8 years relevant experience in fields of banking, accounting, finance, reporting and data analytics can be considered.
- Expertise in financial analysis and large data processing
- Experience in Data transformation, Data governance project
- Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
- Proven ability to remain organized in a fast-paced environment, managing multiple projects
- Demonstrated accountability, self-motivation and business acumen

**_Technical requirement:_**
- Practical experience of SAS/SQL/VBA/Python programing languages and database management
- Good command of data processing software such as MS Excel, Access
- Experience in model/scorecard development is a plus
- Proficient in English

**_Education:_**
- Bachelor's degree/University degree or equivalent experience

**Be a part of UOB Family


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