Officer, Credit Processing

5 days ago

Hanoi, Vietnam Techcombank Full time

4 Apr 2024**Officer, Credit Processing (40000108)**:

- Category: Operations Division- Job Type:
- Facility: Operations**Job Purpose**:
The job holder performs drafting and checking credit records (limit profile, disbursement, guarantee, LC, discounting,...), collateral records (including receiving - release - adjusting collateral,...), post-loan credit transactions for each customer segment or work related to support operations at credit support clusters according to regulations in each period.

**Key Accountabilities (1)**:

I/ Management of professional operations
1. Ensure accuracy, compliance in the preparation / control of credit limit records, credit records (loans, guarantees, LCs) / collateral records, repayment, release collaterals, loan adjustment transactions, adjustment of collaterals; reports to support business units according to regulations; post control; helpdesk, guarantee verification, receive guarantee obligations... in accordance with Techcombank's regulations and approved by experts.
2. Check and control the conditions, documents of transactions before disbursement or guarantee; LC,...; collateral (receiving
- release - adjustment) according to TCB's regulations / according to approval and according to the classification of liability.
3. Ensuring accuracy and compliance in managing physical credit records and supporting credit in clusters, including:

- Warehouse, credit record management, collateral (release/ borrow / transfer, inventory,...)
- Inputting collateral information in T24 system after the documents are entered in physical storage
- Support and perform work related to notarization procedures for mortgage collateral, registration of security transactions at state agencies or online, registration and delivery of vehicle registration certificates with collateras being new cars; completing other work related to collateral for relevant agencies./cooperation investors / according to the regulations from time to time; guide customers to sign credit contracts, agreement and other documents according to regulations from time to time.

4. Perform work in accordance with policies, regulations, processes, internal instructions... and service level agreements (SLAs); Ensuring service quality to internal and external customers in order to enhance and improve the quality of the Bank's business performance.
5. Strictly complying with the Labor Regulations of the Bank.

**Key Accountabilities (2)**:
II/ Manage other tasks:
1. Join projects as assigned
2. Carry out activities to build organizational culture
3. Perform other tasks as assigned by the Team Leader / Senior Manager / Head of CCP from time to time.

**Key Accountabilities (3)**:
**Key Relationships - Direct Manager**:
Senior Manager, Credit Processing; Team Lead, Credit Processing

**Key Relationships - Direct Reports**:
**Key Relationships - Internal Stakeholders**:
Related units in Division; Branches (Branch Manager, BBC Director, Retail Client Manager), related departments of BB/WB/RGB Division, Risk Management, Legal (product development for corporate clients) / retail, credit policy, risk management, financial accounting, general planning, debt settlement, human resource management...), GTS division, Transformation Office (TO), other other relevant parts from time to time.

**Key Relationships - External Stakeholders**:
**Success Profile - Qualification and Experiences**:

- University graduate (Prefer University of Banking and Finance, Foreign Trade, Business Administration, Economics, Law or related fields). Prioritize postgraduate level.
- Organizational understanding: understanding of the CCP's organizational structure and the interaction / coordination between (inside và outside) units to process transactions; understand the credit system operating process and the mechanism for issuing related professional documents
- Having a certain common perception about the bank: core values, objectives, vision
- Experience in the unit's products: know the products and services that the unit is providing as well as commitment to SLA for those transactions.
- Experience in processes / regulations: good understanding of credit control related processes / regulations; understand the ways / principles to handle arising transactions
- 3+ years Experience related to credit activities
- English pass TOEIC as required by TCB: According to TCB's regulations from time to time

  • Officer, Credit Processing

    2 weeks ago

    Hanoi, Hanoi, Vietnam Techcombank Full time

    4 Apr 2024Officer, Credit Processing :Category: Operations DivisionJob Type: Facility: OperationsJob Purpose:The job holder performs drafting and checking credit records (limit profile, disbursement, guarantee, LC, discounting,...), collateral records (including receiving - release - adjusting collateral,...), post-loan credit transactions for each customer...

  • Credit Risk Officer

    5 days ago

    Hanoi, Vietnam NavigosSearch Full time

    **What We Can Offer**: - International working environment - Healthcare plan - Training - Develop and coordinate to develop credit policies, processes, tools to identify and measure credit risks and early warning thresholds - Develop a system of measurement indicators, establish risk limits to control credit risks (credit quality, concentration level,...

  • Credit Risk Officer

    2 weeks ago

    Hanoi, Hanoi, Vietnam NavigosSearch Full time

    What We Can Offer: International working environment Healthcare plan Training Develop and coordinate to develop credit policies, processes, tools to identify and measure credit risks and early warning thresholds Develop a system of measurement indicators, establish risk limits to control credit risks (credit quality, concentration level, credit portfolio...

  • Credit Appraisal Officer

    3 weeks ago

    Hanoi, Vietnam Standard Chartered Full time

    **Job**: Operations **Primary Location**: Asia-Vietnam-Hanoi **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 21/Feb/2024, 5:10:20 AM **Unposting Date**: Ongoing **Role Responsibilities** - Validate information / documents submitted by customers for credit decision purpose; - Access to customer data including credit information...

  • Credit Officer

    2 weeks ago

    Hanoi, Hanoi, Vietnam Sika Full time

    Company DescriptionSika is a specialty chemicals company with a globally leading position in the development and production of systems and products for bonding, sealing, damping, reinforcing, and protecting in the building sector and motor vehicle industry. Sika has subsidiaries in 103 countries, manufactures in over 400 factories, and develops innovative...

  • Officer, Corporate and Commercial Credit Risk

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    29 Aug 2023**Officer, Corporate and Commercial Credit Risk Appraisal (40000738)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance...

  • Officer, Corporate and Commercial Credit Risk

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    29 Aug 2023**Officer, Corporate and Commercial Credit Risk Appraisal (40000738)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance...

  • Senior Officer, Corporate and Commercial Credit

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    29 Aug 2023**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    4 Jun 2024**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Corporate Banking**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    29 Aug 2023**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    3 weeks ago

    Hanoi, Vietnam Techcombank Full time

    11 Jun 2024**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Corporate Banking**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    7 days ago

    Hanoi, Vietnam Techcombank Full time

    29 May 2024**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Corporate Banking**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    4 Jun 2024**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Corporate Banking**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Corporate and Commercial Credit

    3 weeks ago

    Hanoi, Vietnam Techcombank Full time

    16 May 2024**Senior Officer, Corporate and Commercial Credit Risk Appraisal (40000737)**: - Category: Risk Management Division- Job Type: - Facility: Risk Management**Job Purpose**: Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal'...

  • Senior Officer, Retail Banking Credit Risk

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    12-Apr-2023**Senior Officer, Retail Banking Credit Risk Appraisal (40000761)**: - Category: Risk Management Division- Job Type: - Facility: Retail Banking**Job Purpose**: Carry out the tasks of the Individual Credit Appraisal Department on the basis of understanding customers by segment, providing optimal financial solutions to enhance customer experience,...

  • Senior Officer, Corporate and Commercial Credit

    2 weeks ago

    Hanoi, Hanoi, Vietnam Techcombank Full time

    12 Jun 2024Senior Officer, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Corporate BankingJob Purpose:Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and...

  • Officer, Corporate and Commercial Credit Risk

    2 weeks ago

    Hanoi, Hanoi, Vietnam Techcombank Full time

    29 Aug 2023Officer, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Risk ManagementJob Purpose:Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and smooth in...

  • Senior Officer, Corporate and Commercial Credit

    2 weeks ago

    Hanoi, Hanoi, Vietnam Techcombank Full time

    11 Jun 2024Senior Officer, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Corporate BankingJob Purpose:Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and...

  • Credit Officer

    3 weeks ago

    Hanoi, Vietnam Sika Full time

    **Company Description** Sika is a specialty chemicals company with a globally leading position in the development and production of systems and products for bonding, sealing, damping, reinforcing, and protecting in the building sector and motor vehicle industry. Sika has subsidiaries in 103 countries, manufactures in over 400 factories, and develops...

  • Senior Officer, Credit Solution Management

    4 weeks ago

    Hanoi, Vietnam Techcombank Full time

    11-Apr-2023**Senior Officer, Credit Solution Management - MM and USME (40000630)**: - Category: Business Banking Division- Job Type: - Facility: Business Banking**Job Purpose**: - The job holder responsible for conducting contact activities with customers according to procedures, instructions and standards of TCB, credit evaluation (1st time) at the...