Officer, Corporate and Commercial Credit Risk

1 week ago


Hanoi, Hanoi, Vietnam Techcombank Full time
29 Aug 2023
Officer, Corporate and Commercial Credit Risk Appraisal :

  • Category: Risk Management Division
  • Job Type:
  • Facility: Risk Management
    Job Purpose:


Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and smooth in accordance with risk appetite; credit orientation and business orientation.


Key Accountabilities (1):

Perform credit appraisal and propose credit solutions for customers

  • Conduct credit appraisal in coordination with related departments to determine an appropriate credit structure and risk management plan for balancing the benefits and risks when providing credit to customers and ensure compliance with policies, regulations and procedures.
  • Conduct credit appraisal in coordination with related departments, advise, evaluate and develop restructuring plans for debt customers with debt problems, which are classified into financial solutions.
  • Perform credit appraisal to meet job requirements, commit to quality for improving customer experience and achieving the highest efficiency.

Key Accountabilities (2):

Coordinate to review/monitor credit quality, detect early warning signals and coordinate to propose solutions:

  • Coordinate with related parrties on the implementation of review programs to identify customers' early warning signals
  • Coordinate with the business lines to carry out credit post control procedures under assigned scope to minimize risks and credit losses.
  • Recording problems, difficulties, and unreasonableness in the process of performing the appraisal, proposing/suggesting to improve the process/product

Key Accountabilities (3):

Perform other tasks:

  • Maintain customer's credit documents and records in accordance with regulations.

Participate in/directly work with inspection teams at the request of the Bank about credit records of the customer segment assigned to manage.

Completely implement the recommendations of the Internal Inspection Department, the inspection team related to the work of credit appraisal.

  • Perform related tasks at the request of periodic Appraisal Director / Senior Manager / Credit Appraisal Manager' assignment

Success Profile - Qualification and Experiences:

  • Degree: University degree or higher with majors: Banking and Finance; Foreign Trade; Economics or related field. (Preference will be given to those with relevant majors)
  • Experience:
  • At least 3 years of experience in the financial/banking/auditing/accounting/investment analysis industry
  • Having understanding of corporate customers, knowledge in the credit sector, analytical skills, the ability to identify and propose measures to manage credit risks
  • English proficiency according to the periodic Bank's requirements


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    12 Jun 2024Senior Officer, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Corporate BankingJob Purpose:Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    11 Jun 2024Senior Officer, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Corporate BankingJob Purpose:Implement credit appraisal; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring that credit apprasal' performance is quick and...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    11 Jun 2024Expert, Corporate and Commercial Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Corporate BankingJob Purpose:Implement credit appraisal and control appraisal documents under periodic assignment; Participating in building credit products/solutions for customers belongs to Wholesales banking' MM/SME segment; Ensuring...

  • Credit Risk Officer

    1 week ago


    Hanoi, Hanoi, Vietnam NavigosSearch Full time

    What We Can Offer: International working environment Healthcare plan Training Develop and coordinate to develop credit policies, processes, tools to identify and measure credit risks and early warning thresholds Develop a system of measurement indicators, establish risk limits to control credit risks (credit quality, concentration level, credit portfolio...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    12-Apr-2023Senior Officer, Business Banking Credit Risk Appraisal :Category: Risk Management DivisionJob Type: Facility: Business BankingJob Purpose:The job holder perform credit appraisal for BB customer segmentKey Accountabilities (1):Function - Actively coordinate with internal / external units or cooperate with business units to collect information and...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    13 Jun 2024Senior Officer, Credit Risk Analytics and Modelling :Category: Risk Management DivisionJob Type: Facility: Data & AnalyticsJob Purpose:The job holder advises and provides business with credit risk insights from massive amounts of structured and unstructured potential data to support credit portfolio optimization and strategic planning The job...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    20-Feb-2023Senior Officer, Credit Solution Management - MM and USME :Category: Business Banking DivisionJob Type: Facility: Business BankingJob Purpose: The job holder responsible for conducting contact activities with customers according to procedures, instructions and standards of TCB, credit evaluation (1st time) at the registration office, receiving new...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    4 Apr 2024Officer, Credit Processing :Category: Operations DivisionJob Type: Facility: OperationsJob Purpose:The job holder performs drafting and checking credit records (limit profile, disbursement, guarantee, LC, discounting,...), collateral records (including receiving - release - adjusting collateral,...), post-loan credit transactions for each customer...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    13 Jun 2024Senior Manager, Credit Risk Analytics and Modelling :Category: Risk Management DivisionJob Type: Facility: Data & AnalyticsJob Purpose:The job holder oversee and lead multiple resources and projects to ensure successful completion of credit risk analytics and modeling projects in order to achive business and risk target. The job holder delivers...


  • Hanoi, Hanoi, Vietnam FiinGroup JSC Full time

    **Mô tả công việc**:(Mức lương: Thỏa thuận)- Work with Credit Research Manager to analyze industries and the corporate bond market.- Monitor key economic events and brief with succinct writing- Conduct research on credit risk, including collecting materials, analyzing and writing short opinions on the collected information- Maintain a sound...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    29 May 2024Expert, Credit Risk Analytics and Modelling :Category: Risk Management DivisionJob Type: Facility: Data & AnalyticsJob Purpose:The job holder advises and provides business with credit risk insights from massive amounts of structured and unstructured potential data to support credit portfolio optimization and strategic planning The job holder will...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    13-Dec-2021Senior Officer, Credit Solution Management - MM and USME:Category: Business Banking DivisionJob Type: Facility: Business BankingObjective:Contact with customers according to TCB's procedures, instructions and standards; credit appraisal (time 1) at BBC; receive new collateral; post-lending monitor of MM/USME customers to achieve targets.Key...

  • Chief Risk Officer

    1 week ago


    Hanoi, Hanoi, Vietnam Aloha Consulting Group Full time

    Our client is a leading group of commercial joint stock banks in Vietnam with regards to network operation, brand recognition and consistent development rate.They are looking for a qualified Head of Business Intelligence to join their firm: Developing and implementing a comprehensive risk management framework that is appropriate for the bank's risk profile...


  • Hanoi, Hanoi, Vietnam Techcombank Full time

    13 Jun 2024Senior Expert, Credit Risk Analytics and Modelling :Category: Risk Management DivisionJob Type: Facility: Data & AnalyticsJob Purpose:The job holder advises and provides business with credit risk insights from massive amounts of structured and unstructured potential data to support credit portfolio optimization and strategic planning Xây dựng...

  • Commercial Officer

    1 week ago


    Hanoi, Hanoi, Vietnam NavigosSearch Full time

    What We Can Offer:This position based in Vietnam but work directly with commercial team in German Headquarter, regarding offer and order management for spare parts business to customers all over the world, focusing commercial matter. Take over the commercial processing of customer inquiries and orders as well as the preparation of offers and order...


  • Hanoi, Hanoi, Vietnam indovina bank Full time

    appraisal Reports. Conduct Credit Re- appraisal Reports on the basis of assessment of the credit proposals from Business Units/related Departments at H.O and collateral re- appraisal reports. Be responsible for all the calculation methods, analysis results, financial ratios, credit assessments and recommendations in Credit Re- appraisal Reports. Master...


  • Hanoi, Hanoi, Vietnam Indovina Bank Full time

    Mô tả công việc:(Mức lương: triệu VNĐ) Reappraise all the credit proposals (including corporate bond trading) received from Business Units/ H.O Departments for ensuring all the credit activities are in compliance with IVB internal credit policies and as regulated by the State Bank of Vietnam. Conduct Credit Reappraisal Reports on the basis of...

  • Senior Officer

    1 week ago


    Hanoi, Hanoi, Vietnam PERSOLKELLY Vietnam Full time

    Senior Officer - Corporate FinanceMain tasks: To promote Non-Japanese corporate business including big multinational companies, top tier Vietnamese enterprises and banking institutions in order to contribute development of Vietnam and to achieve the set profit target of department; To manage good relationship with existing customers and develop relationship...


  • Hanoi, Hanoi, Vietnam Aloha Consulting Group Full time

    Responsible for meeting the bank's approved strategy/plan to facilitate the achievement of related short- and long-term business goals in the most effective and efficient manner according to the supervision and direction of management. Manage the development and implementation of market best practices across all activities/operations comprising the corporate...


  • Hanoi, Hanoi, Vietnam PERSOLKELLY Vietnam Full time

    Job description:1. People Management- **Oversee human resources planning and execution (headcount & costs) of their function Attract, onboard and retain the right talents for a high- performing team**- Establish and communicate function and individual KRAs/ KPIs, goals, action plan, expectations and results to reporting line- Manage function performance &...