Credit Risk Senior Analyst

1 week ago


Ho Chi Minh City, Ho Chi Minh, Vietnam Citi Full time

Responsibilities:

  • Supports credit analysis, including annual credit reviews, portfolio reviews, classified credit reviews.
  • Identifies and analyzes situations that create risk and legal liability for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk.
  • Analyzes and interprets data to make conclusions on complex portfolio credit recommendations.
  • Contributes to assessing risks of existing and new relationships including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition.
  • Maintains sound understanding about different markets, products, strategies, tools and associated risks.
  • Reviews problem areas and establishes effective action plans to mitigate risks specific to product/markets and communicates findings of analysis to business managers.
  • Participates in regular portfolio stress testing.
  • Participates in problem recognition and monitors troubled exposures.
  • Ensures adherence to all relevant Citi policies
  • Support the Risk Management Country Officer (RMCO) with routine functions such as monitoring collaterals, covenants, watchlist & triggers, various internal and regulatory limits, prepare presentation decks, keep minutes of meetings and update risk management procedural documents.
  • Assist in Model risk management, Governance Risk and Control, End User Computing, classification and provisioning reviews, ICAAP & stress testings, Change Management & Regulatory Change Process, Records Management, Issue management system, Global Reporting Inventory Tracking Tool (GRITT) management, other updates to regulator and franchise.
  • Additional duties as assigned.

Qualifications:

  • Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information.
  • Knowledge about different markets, products, tools and associated risks that the business supports.
  • Knowledge of institutional and regulatory credit policies with good understanding of accounting, product and finance principles
  • Knowledge and understanding of Banking operations (International and domestic)
  • Knowledge about risk systems infrastructure including key processes, coverage and data flows in order to identify risk effectively.
  • Highly detail oriented, exceptional analytical skills and effective team player with ability to build and maintain relationships
  • Ability to work under pressure, multitask and prioritize to meet deadlines.
  • Highly proficient in MS Office (Excel, Access, PowerPoint)
  • Excellent collaboration, verbal and written communication skills in Vietnamese and English languages.
  • Ability to translate Circulars and documents in Vietnamese language to English and vise versa.

Education:

  • Bachelor's/University degree or equivalent experience
-
Job Family Group:

Risk Management

-
Job Family:

Credit Decisions

-
Time Type:

Full time

  • Citi is an equal opportunity and affirmative action employer.


Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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