Credit Operations Support Staff

1 week ago


Ho Chi Minh City, Vietnam UOB Vietnam Full time

**About UOB**

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**Responsibilities**:

- Support Quality Controls Head in ensuring activities of Credit Operations are adherence to all relevant credit, risk policies, regulatory as defined in the policies, procedures and process manuals.
- Execution of quality assurance (QA) process to review & assess compliance of CI & Collections BAU activities with the existing policies, processes & regulations. Publish periodic QA reports to highlight the outcomes of assessment.
- Execution of quality assurance process to review and assess compliance of third parties activities with the existing policies, processes & regulations. Publish periodic QA reports to highlight the outcomes of assessment and control third parties.
- Ensuring controls are reviewed per required, appropriate root cause analysis done for detected issues/ control breaks, corrective and preventive actions plans are followed-up.
- Coordinate, update and review all required reports.
- Support QC Head to establish & maintain a robust process that compliant with all internal/external requirements,
- provide recommendations/enhancements to business policy and process as required,
- Support business functions on gap analysis and implementation of regulatory compliance, policy requirements or regional standards.
- Demonstrate a sound knowledge of relevant policies, processes, products and systems.

**Job Requirements**

**_Professional Experience:_**
- Preferred minimum experience of 1 year in Credit Operations, Underwriting, Credit Initiation, Fraud, Risk Management, Internal Audit, In-Business-Control - related roles gained in a retail bank/financial institution.

**_Qualifications:_**
- Minimum College’s Degree or equivalent professional qualification.

**_Skills & Competencies:_**
- Subject matter expertise in consumer credit/ fraud/ risk/ controls. Reasonable knowledge of credit policies & processes, KYC, local regulatory framework, regulatory requirements.
- Attention, thoroughness to details and possesses strong risk-based thinking & analytical mindset.
- Demonstrated ability to prioritize, multi-task and work within tight & changeable timeframe while still maintaining high level of accuracy, exceptional execution capabilities.
- Strong relationship skills to manage external and internal relationships. Ability to build rapport and work closely with cross-functional teams, have great interpersonal and communications skills.
- Proficient in English. Strong PC skills (Microsoft Office with emphasis on Excel).
- Good understanding of research methods and data analysis techniques.

**Be a part of UOB Family



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